3225 W Montclair St, Springfield, MO 65807 Property Records

Greene County property record for 3225 W Montclair St, Springfield, MO 65807

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,399 sqft · built 1994
Lot Size0.274 acres (11,935 sqft)
Owner2 Individual Names on Record
Last Sale$285,950 (May 2023)
Tax Bill$1,690 (2025)
Deeds & MortgagesMay 2023 Mortgage
Apr 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN88-18-04-301-101

Property Details

APN / Parcel Number

Primary APN88-18-04-301-101
Alternative APN
  • 1804301101

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,399 sqft Living Area
1st Floor Area1,383 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleRanch
Construction TypeBrick
Foundation TypeNo Foundation
Lot Area11,935 sqft (0.274 acres)
Lot Dimensions155 ft deep x 77 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number881804301101
Street Address3225 W MONTCLAIR ST
CitySPRINGFIELD
StateMO
Zip65807-5592
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionWESTMINSTER 3RD ADD LOT 3
Legal Range22W
Legal Township28N
Legal Section04
Legal SubdivisionWESTMINSTER 3RD ADD
Legal Block301
Legal Lot Number3
JurisdictionGREENE MO
Township / Civil DivisionCAMPBELL NO. 2A
Census Block Group2
Census Block2001
Census Tract4202

Owner

Source: Greene County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3226 W MONTCLAIR ST, SPRINGFIELD, MO 65807-5591
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
May 9, 2023Warranty Deed, Transfer · Conventional Mortgage
CENTRAL TRUST BANK
Apr 21, 2023Warranty Deed, Transfer · Line of Credit
LEGACY BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2023 · Amount on Record
Deed SaleMay 9, 2023 · Amount on Record
Prior SaleAug 27, 2019
Deed Document Number202313949
Deed Book / Page2023 / 13949
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGREENE MO
Recording DateMay 9, 2023
Property Address3225 W MONTCLAIR ST, SPRINGFIELD, MO 65807-5592
Document Number0000001394
Book / Page2023 / 13949-23
Instrument DateMay 4, 2023
Instrument13949-23
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3225 W MONTCLAIR ST, SPRINGFIELD, MO 65807-5592

Mortgage

Document Number0000001395
DateMay 9, 2023
Instrument13950-23
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.12%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2030
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change12.1%
Index12-Month MTA
Margin3
Max Rate12.1%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGREENE MO
Recording DateApr 21, 2023
Property Address3225 W MONTCLAIR ST, SPRINGFIELD, MO 65807-5592
Document Number0000001206
Book / Page2023 / 12066-23
Instrument DateApr 20, 2023
Instrument12066-23
Transaction TypeTransfer
Record UpdatedMay 4, 2023
Title CompanyMTC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3186 W BRETT DR, SPRINGFIELD, MO 65810-7802

Mortgage

Document Number0000001206
DateApr 21, 2023
Instrument12067-23
Lender
NameLEGACY BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyGreene County
Unified School DistrictSpringfield R-XII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,810 (-) Land $7,520 Building $25,290
2025$1,690.00 (+9.46%)$32,810 (+17.01%) Land $7,520 Building $25,290$172,700 (+17.01%) Land $39,600 Building $133,100
2023$1,544.00 (+17.5%)$28,040 (+14.68%) Land $5,700 Building $22,340$147,600 (+14.69%) Land $30,000 Building $117,600
2022$1,314.00$24,450 Land $5,700 Building $18,750
2021$128,700 Land $30,000 Building $98,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY UTILITIES OF SPRINGFIELD
serves 210,898 people · EPA ID MO5010754
Water SourceSurface water
Last State InspectionJul 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Brightspeed
Fiber
940 / 940
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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