3225 Tiber St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3225 Tiber St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,007 sqft · built 2013
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$329,000 (Oct 2017)
Tax Bill$4,870 (2022)
Deeds & MortgagesDec 2022 Mortgage
Aug 2020 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APNT100500114

Property Details

APN / Parcel Number

Primary APNT100500114
Alternative APN
  • 5-116C-A639-00-8260.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,007 sqft Living Area
Basement Area1,041 sqft

Exterior

Year BuiltBuilt 2013
Architectural StyleRanch
Exterior MaterialSiding
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT100500114
Old Parcel NumberT100500114
Street Address3225 TIBER ST
CitySAINT CHARLES
StateMO
Zip63301-8367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS #10 LOT 8260
Legal Range05E
Legal Township47N
Legal SubdivisionNEW TOWN AT ST CHAS #10
Legal Lot Number8260
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1026
Census Tract310201

Owner

Source: St. Charles County records, as of October 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3225 TIBER ST, SAINT CHARLES, MO 63301-8367
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2022Deed of Trust, Mortgage · Commercial Mortgage
US BANK NA
Aug 29, 2020Deed of Trust, Mortgage · Line of Credit
US BK
Oct 24, 2017Warranty Deed, Transfer
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2017 · Amount on Record
Deed SaleOct 24, 2017 · Amount on Record
Prior SaleMay 20, 2013 · Amount on Record
Deed Document Number0006828982
Deed Book / Page6828 / 982
Record UpdatedJun 7, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3225 TIBER ST, SAINT CHARLES, MO 63301-8367
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3225 TIBER ST, SAINT CHARLES, MO 63301-8367

Mortgage

Document Number0000064762
DateDec 8, 2022
Instrument2022R-064762
Lender
NameUS BANK NA
TypeBank
AddressSAINT LOUIS, MO 63124
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3225 TIBER ST, SAINT CHARLES, MO 63301-8367
Document Number0000071139
Instrument DateAug 29, 2020
Transaction TypeMortgage
Record UpdatedNov 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3225 TIBER ST ST CHARLES MO 633018367, ST CHARLES, MO 63301-8367

Mortgage

Document Number0000071139
DateSep 24, 2020
Instrument71139
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 23, 2040
Interest
Rate TypeAdjustable Rate

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 24, 2017
Property Address3225 TIBER ST, SAINT CHARLES, MO 63301-8367
Document Number0068280982
Book / Page006828 / 000982
Instrument DateOct 20, 2017
Instrument669120
Transaction TypeTransfer
Record UpdatedNov 29, 2017
Title CompanyNETCO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3225 TIBER ST ST CHARLES MO 633018367, ST CHARLES, MO 63301-8367

Mortgage

Document Number68280984
DateOct 24, 2017
Book Page006828/000984
Instrument669130
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueOct 23, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$69,212 (+28.1%)
2022$4,870.00$54,030$364,276 (+28.1%) Land $42,000 Building $322,276
2021$284,370 Land $42,000 Building $242,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims3 (2013–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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