3225 Sandy Ln, Pensacola, FL 32526 Property Records

Escambia County property record for 3225 Sandy Ln, Pensacola, FL 32526

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,000 sqft · built 1962
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Apr 2023)
Tax Bill	$2,733 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-1S-31-1216-000-001`

Property Details

APN / Parcel Number

Primary APN	`39-1S-31-1216-000-001`
Alternative APNs	`091830000` `91830000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	2,000 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1976
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	143,748 sqft (3.3 acres)
Garage Type	Carport
Garage Area	525 sqft
Carport	Carport
Carport Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Unfinished Open Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	91830000
Street Address	3225 SANDY LN
City	PENSACOLA
State	FL
Zip	32526-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	BEG AT SE COR OF NW1/4 OF NE1/4 N 167 FT FOR POB CONT N 218 FT W 679 FT S 218 FT E 679 FT TO POB OR 8956 P 1443 LESS OR 4736 P 1823 RD R/W
Legal Range	31W
Legal Township	01S
Legal Section	39
Legal Subdivision	SUBDIVISION NUMBER: 1216
Legal Block	1
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2005
Census Tract	3310

Owner

Source: Escambia County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3225 SANDY LN, PENSACOLA, FL 32526-4002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 2, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 14, 2017	Warranty Deed, Transfer · VA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on Record
Deed Sale	Apr 5, 2023 · Amount on Record
Prior Sale	Aug 14, 2017 · Amount on Record
Deed Document Number	202326885
Deed Book / Page	8956 / 1443
Prior Transfer Date	Nov 8, 2005
Prior Transfer Doc	0057810039
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Apr 5, 2023
Property Address	3225 SANDY LN, PENSACOLA, FL 32526-4002
Document Number	0089561443
Book / Page	8956 / 1443
Instrument Date	Mar 24, 2023
Instrument	2023026885
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	ANCHOR TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 SAINT REGIS DR, PENSACOLA, FL 32505-4643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 SANDY LN, PENSACOLA, FL 32526-4002

Mortgage

Document Number	0089561445
Date	Apr 5, 2023
Book Page	8956/1445
Instrument	2023026886

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	3225 SANDY LN, PENSACOLA, FL 32526-4002
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 SANDY LN, PENSACOLA, FL 32526-4002

Mortgage

Document Number	0085670688
Date	Jul 2, 2021
Book Page	8567/688
Instrument	2021073474

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	3225 SANDY LN, PENSACOLA, FL 32526-4002
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083610944
Date	Sep 1, 2020
Book Page	8361/944
Instrument	2020072828

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Nov 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Aug 14, 2017
Property Address	3225 SANDY LN, PENSACOLA, FL 32526-4002
Document Number	0077591386
Book / Page	7759 / 1386
Instrument Date	Aug 11, 2017
Instrument	2017062245
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ALLURE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3225 SANDY LN, 3225, PENSACOLA, FL 32526-4002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 SW ROEDER DR, OAK HARBOR, WA 98277-7209

Mortgage

Document Number	2017062246
Date	Aug 14, 2017
Instrument	2017062246

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$231,618 (+127.12%) Land $67,320 Building $164,298	$231,618 (+28.66%) Land $67,320 Building $164,298
2024	$2,733.00 (+189.82%)
2023	$943.00 (+3.29%) Homeowner's exemption	$101,980 (+3%)	$180,022 (+9.07%) Land $39,600 Building $140,422
2022	$913.00 Homeowner's exemption	$99,010	$165,046 Land $39,600 Building $125,446

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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