Missoula County property record for 3225 Eldora Ln, Missoula, MT 59803
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,996 sqft · built 1969 |
| Lot Size | 0.504 acres (21,954 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,145 (2025) |
| Deeds & Mortgages | Apr 2020 Reverse Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0458346 |
| Primary APN | R0458346 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,996 sqft Living Area |
| Gross Area | 3,344 sqft |
| 1st Floor Area | 1,396 sqft |
| Basement Area | 1,396 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 796 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,954 sqft (0.504 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 134 sqft |
| Deck Area | 199 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0001219403 |
|---|---|
| Street Address | 3225 ELDORA LN |
| City | MISSOULA |
| State | MT |
| Zip | 59803-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | LINDA VISTA 02ND - SUPP, S12, T12 N, R20 W, BLOCK 8, LOT 1 |
| Legal Subdivision | LINDA VISTA 02ND - SUPP |
| Legal Block | 8 |
| Legal Lot Number | 1 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 1304 |
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3225 ELDORA LN, MISSOULA, MT 59803-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2020 | Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP |
| Apr 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 22, 2006 |
| Transfer Doc | 0007760390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 3225 ELDORA LN, MISSOULA, MT 59803-2804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0010280830 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 1028/830 |
| Instrument | 202006400 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.96% |
| Type Change Date | May 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 3225 ELDORA LN, MISSOULA, MT 59803-2804 |
| Document Number | 0010280831 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 3225 ELDORA LN MISSOULA MT 598032804, MISSOULA, MT 59803-2804 |
| Document Number | 0010280831 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 001028/000831 |
| Instrument | 6401 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1008 Months |
| Rate | 2.96% |
|---|
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Municipality | Missoula City |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Missoula Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $464,100 (-) Land $123,142 Building $340,958 | $464,100 (-) Land $123,142 Building $340,958 | |
| 2025 | $1,145.00 (-76.33%) | $464,100 (+14.17%) Land $123,142 Building $340,958 | $464,100 (+14.17%) Land $123,142 Building $340,958 |
| 2024 | $4,837.00 (+74.31%) Homeowner's exemption | ||
| 2023 | $2,775.00 | $406,500 | $406,500 Land $99,464 Building $307,036 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1981–2006) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOULA WATER serves 68,200 people · EPA ID MT0000294 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CIS Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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