3225 E State Rd 120, Howe, IN 46746 Property Records

LaGrange County property record for 3225 E State Rd 120, Howe, IN 46746

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 2006
Lot Size	3.42 acres (148,975 sqft)
Owner	Individual Name on File
Last Sale	$425,600 (Mar 2023)
Tax Bill	$1,148 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-02-27-300-001.001-009`

Property Details

APN / Parcel Number

Primary APN	`44-02-27-300-001.001-009`
Alternative APNs	`00001009667` `0032730101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Asphalt
Lot Area	148,975 sqft (3.42 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001009667
Street Address	3225 E STATE ROAD 120
City	HOWE
State	IN
Zip	46746-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUZANNE M O'CONNOR SUB LOT 1 - 3.42 AC
Legal Subdivision	CONNOR SUB
Legal Lot Number	1
Jurisdiction	LAGRANGE IN
Township / Civil Division	GREENFIELD
Census Block Group	3
Census Block	3023
Census Tract	970100

Owner

Source: LaGrange County records · APN 44-02-27-300-001.001-009

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3225 E STATE ROAD 120, HOWE, IN 46746-9556
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2023 · Amount on Record
Deed Sale	Mar 07, 2023 · Amount on Record
Deed Document Number	2023996
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAGRANGE IN
Recording Date	Jul 14, 2026
Property Address	3225 E STATE ROAD 120, HOWE, IN 46746-9556
Document Number	0000003725
Instrument Date	Jul 02, 2026
Instrument	20263725
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003726,
Date	Jul 14, 2026
Instrument	20263726

Lender

Name	FARMERS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.95%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000003759,
Date	Jul 16, 2026
Instrument	20263759

Lender

Name	FARMERS STATE BANK

Agreement

Amount	Amount Recorded
Term	10 Months
Due	Jul 26, 2036

Interest

Rate	75%
Max Rate	-1%

Tax Assessment & Valuation

Source: LaGrange County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	LaGrange County
County Subdivision	Greenfield Township
Unified School District	Lakeland School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,148.00 (+12.33%) Homeowner's exemption	$310,400 (+24.91%) Land $25,800 Building $284,600	$310,400 (+24.91%) Land $25,800 Building $284,600
2024	$1,022.00 (+2.2%)
2023		$248,500 (+3.5%) Land $24,500 Building $224,000	$248,500 (+3.5%) Land $24,500 Building $224,000
2022	$1,000.00	$240,100 Land $21,000 Building $219,100	$240,100 Land $21,000 Building $219,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 6, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Broadband Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Brightspeed, LaGrange County Rural Membership, T-Mobile USA.

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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