Stearns County property record for 3225 Co Rd 74, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,369 sqft · built 1900 |
| Lot Size | 5.09 acres (221,720 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,732 (2026) |
| Deeds & Mortgages | Nov 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44152-0525 |
| Primary APN | 82-44152-0525 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,369 sqft Living Area |
| 1st Floor Area | 1,001 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Metal |
| Roof Material | Asphalt |
| Lot Area | 221,720 sqft (5.09 acres) |
| Lot Width | 380 ft Width |
| Garage Area | 1,296 sqft |
| Parking Spaces | 5 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|
| Street Address | 3225 COUNTY ROAD 74 |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-8905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 5.00A OF SE4SE4, BEG 424.73' N AND 219' WEST OF SE CORNER - N136' - E221.58' - N377.83' - N75D W 105.21' - W358.29' - |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 29 |
| Legal Subdivision | METES AND BOUNDS DESC. |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 401 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3225 COUNTY ROAD 74, SAINT CLOUD, MN 56301-8905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 30, 2025 |
| Transfer Doc | 00A1702906 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 7, 2025 |
| Property Address | 3225 COUNTY ROAD 74, SAINT CLOUD, MN 56301-8905 |
| Document Number | 00A1702906 |
| Instrument Date | Oct 30, 2025 |
| Instrument | A1702906 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,732.00 (+23.84%) | $230,000 (-) Land $60,000 Building $170,000 | $230,000 (-) Land $60,000 Building $170,000 |
| 2025 | $230,000 (+10.68%) Land $60,000 Building $170,000 | $230,000 (+10.68%) Land $60,000 Building $170,000 | |
| 2024 | $2,206.00 (-0.09%) | ||
| 2023 | $2,208.00 | $207,800 Land $70,000 Building $137,800 | $207,800 Land $70,000 Building $137,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 67% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: CenturyLink, Spectrum.
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