32245 Sutton Rd, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 32245 Sutton Rd, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,409 sqft · built 1969
Lot Size	0.654 acres (28,488 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jan 2023)
Tax Bill	$6,802 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-22-402-002`

Property Details

APN / Parcel Number

Primary APN	`15-09-22-402-002`
Alternative APN	`0922402002`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	2,409 sqft Living Area
Gross Area	2,189 sqft
1st Floor Area	1,882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	28,488 sqft (0.654 acres)
Lot Dimensions	300 ft deep x 95 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32245 SUTTON RD
City	CHESTERFIELD
State	MI
Zip	48047-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B RES
Legal Description	SUPERVISORS PLAT OF BAKERS SALT RIVER SUBDIVISION LOT 2
Legal Subdivision	SALT RIVER SUBDIVISION
Legal Lot Number	2
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2005
Census Tract	222500

Owner

32245 Sutton Rd is owned and occupied by an individual who bought it in January 2023.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	32245 SUTTON RD, CHESTERFIELD, MI 48047-3314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Dec 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jan 3, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 20, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on File
Deed Sale	Jan 3, 2023 · Amount on File
Prior Sale	Feb 5, 1999 · Amount on File
Deed Document Number	2023944
Deed Book / Page	28958 / 395
Prior Transfer Date	Nov 7, 2016
Prior Transfer Doc	0000138777
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Apr 28, 2026
Property Address	32245 SUTTON RD, CHESTERFIELD, MI 48047-3314
Document Number	0000040482
Book / Page	30635 / 863
Instrument Date	Apr 22, 2026
Instrument	202640482
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32245 SUTTON RD, CHESTERFIELD, MI 48047-3314

Mortgage

Document Number	0000040482,
Date	Apr 28, 2026
Book Page	30635/863
Instrument	202640482

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 27, 2051

Interest

Rate	6.38%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32245 SUTTON RD, CHESTERFIELD, MI 48047-3314
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25570 ISLAND VIEW DR S, HARRISON TOWNSHIP, MI 48045-3222

Mortgage

Document Number	2200138223
Date	Dec 27, 2022
Book Page	28949/572
Instrument	202200138223

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 3, 2023
Property Address	32245 SUTTON RD, CHESTERFIELD, MI 48047-3314
Document Number	2300000944
Book / Page	28958 / 395
Map Reference	LB 20 PG 40
Instrument Date	Dec 2, 2022
Instrument	202300000944
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7661 THUNDER BAY DR, PINCKNEY, MI 48169-8574

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32245 SUTTON RD, CHESTERFIELD, MI 48047-3314

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32245 SUTTON RD, CHESTERFIELD, MI 48047-3314
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32245 SUTTON RD, CHESTERFIELD, MI 48047-3314

Mortgage

Document Number	0000120987
Date	Feb 8, 2021
Book Page	27406/149
Instrument	2120987

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32245 SUTTON RD, CHESTERFIELD, MI 48047-3314
Document Number	0000005273
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32245 SUTTON RD CHESTERFIELD MI 480473314, CHESTERFIELD, MI 48047-3314

Mortgage

Document Number	0000005273
Date	Jan 15, 2019
Book Page	025769/000584
Instrument	5273

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 32245 Sutton Rd was $6,802 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,100 (+9.68%)	$444,200 (+9.68%)
2025	$6,802.00 Homeowner's exemption	$202,500	$405,000
2023		$168,400	$336,800
2022	$5,729.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32245 Sutton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1985–2023)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32245 Sutton Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Sutton Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures