Cass County property record for 32240 Orchard Dr, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,218 sqft |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Apr 2024) |
| Tax Bill | $1,856 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-130-234-020-00 |
| Primary APN | 14-130-234-020-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,218 sqft Building Perimeter |
| 1st Floor Area | 1,218 sqft |
| Basement Area | 441 sqft |
| Unfinished Basement | 441 sqft |
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 32240 ORCHARD DR |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-8915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 412-1159 323-770 1183 5S-16W S HAF LOT 20 BLK 19 & LOT 21 BLK 19 WILDWOOD. |
| Legal Subdivision | WILDWOOD |
| Legal Block | 19 |
| Legal Lot Number | 20,21 |
| Jurisdiction | CASS MI |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 1902 |
Source: Cass County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32240 ORCHARD DR, DOWAGIAC, MI 49047-8915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2024 · Amount on Record |
| Deed Sale | Apr 3, 2024 · Amount on Record |
| Deed Document Number | 2024211272 |
| Deed Book / Page | 1244 / 724 |
| Prior Transfer Date | Jul 24, 2015 |
| Prior Transfer Doc | 1093/1265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Apr 3, 2024 |
| Property Address | 32240 ORCHARD DR, DOWAGIAC, MI 49047-8915 |
| Document Number | 001244/724 |
| Book / Page | 1244 / 724 |
| Instrument Date | Mar 6, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 LYON ST NW, GRAND RAPIDS, MI 49503-2406 |
| Name | Verified Name |
|---|---|
| Address | 7030 DOVER CT APT 102, 102, WOODRIDGE, IL 60517-2136 |
| Document Number | 001244/728 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 1244/728 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Silver Creek Township |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,900 (+15.86%) Land $78,900 | $157,800 (+15.86%) Land $157,800 | |
| 2025 | $1,856.00 (+117.08%) Homeowner's exemption | $68,100 (+32.75%) Land $68,100 | $136,200 (+32.75%) Land $136,200 |
| 2024 | $855.00 (-36.1%) | ||
| 2023 | $51,300 | $102,600 | |
| 2022 | $1,338.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sister Lakes Cable Fiber | 2,048 / 1,024 |
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Midwest Energy & Communications, Verizon.
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