3224 Zelia Ct, Arcata, CA 95521 Property Records

Humboldt County property record for 3224 Zelia Ct, Arcata, CA 95521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 1980
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Mar 2023)
Tax Bill	$4,953 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`507-422-015-000`

Property Details

APN / Parcel Number

Primary APN	`507-422-015-000`
Alternative APN	`50742215`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
Gross Area	1,832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3224 ZELIA CT
City	ARCATA
State	CA
Zip	95521-4859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 101 TR 149 CHEV VAISSADE 4 BK 17 MAPS PP22-24
Legal Subdivision	CHEVRET VAISSADE EST, UNIT 4
Legal Tract	149
Legal Block	1
Legal Lot Number	101
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	1
Census Block	1022
Census Tract	1102

Owner

3224 Zelia Ct is owned and occupied by an individual who bought it in March 2023.

Source: Humboldt County records, as of September 8, 2025

Owner of Record	Individual Name on File
Mailing Address	3224 ZELIA CT, ARCATA, CA 95521-4859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2023 · Amount on File
Deed Sale	Mar 7, 2023 · Amount on File
Deed Document Number	20232888
Prior Transfer Date	Feb 28, 2023
Prior Transfer Doc	0000002886
Record Updated	Sep 20, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Mar 7, 2023
Property Address	3224 ZELIA CT, ARCATA, CA 95521-4859
Document Number	0000002888
Map Reference	MB 17 PG 22-24
Instrument Date	Feb 28, 2023
Instrument	2023-002888
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4115 19TH AVE, SAN FRANCISCO, CA 94132-3011

Mortgage

Document Number	0000002889
Date	Mar 7, 2023
Instrument	2023-002889

Lender

Name	COAST CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3224 Zelia Ct was $4,953 with a homeowner's exemption, up 2.5% from the year before.

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Secondary School District	Northern Humboldt Union High School District (09 - 12)
Elementary School District	Pacific Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,953.00 (+2.55%) Homeowner's exemption	$452,574 Land $208,080 Building $244,494
2024	$4,830.00 (+170.59%)
2023	$1,785.00 (+5.06%)	$142,248 Land $37,649 Building $104,599
2022	$1,699.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3224 Zelia Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3224 Zelia Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCATA serves 18,857 people · EPA ID CA1210001
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20