3224 Wintercreek Dr, Eugene, OR 97405 Property Records

Lane County property record for 3224 Wintercreek Dr, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,723 sqft · built 1999
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,563 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04-11-24-03100-000`

Property Details

APN / Parcel Number

Primary APN	`18-04-11-24-03100-000`
Alternative APN	`1556792`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,723 sqft Finished Area
Gross Area	2,238 sqft
1st Floor Area	1,315 sqft
Basement Area	923 sqft
Finished Basement	408 sqft

Exterior

Year Built	Built 1999
Exterior Material	Composition/Composite
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Driveway	Driveway
Driveway Area	580 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1556792
Street Address	3224 WINTERCREEK DR
City	EUGENE
State	OR
Zip	97405-6245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	LOT:33 SUBD:HAWKINS VIEW PUD SEC/TWN/RNG/MER:SEC 11 TWN 18 RNG 04
Legal Range	04W
Legal Township	18S
Legal Section	11
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	HAWKINS VIEW PUD
Legal Lot Number	33
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	3
Census Block	3028
Census Tract	4405

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3224 WINTERCREEK DR, EUGENE, OR 97405-6245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 10, 2017	Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 1999
Deed Sale	Jun 18, 1999
Deed Document Number	256299055047
Prior Transfer Date	Jun 18, 1998
Prior Transfer Doc	9847210
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3224 WINTERCREEK DR, EUGENE, OR 97405-6245
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069456
Date	Nov 2, 2021
Instrument	2021-069456

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3224 WINTERCREEK DR, EUGENE, OR 97405-6245
Document Number	0000023449
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3224 WINTERCREEK DR EUGENE OR 974056245, EUGENE, OR 97405-6245

Mortgage

Document Number	0000023449
Date	May 16, 2017
Instrument	23449

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,563.00 (+3.91%)	$336,884 (+6.09%)	$597,849 (+7.2%) Land $132,098 Building $465,751
2023	$6,316.00 (+4.02%)	$317,546 (+3%)	$557,686 (+2.63%) Land $127,776 Building $429,910
2022	$6,072.00	$308,298	$543,406 Land $108,545 Building $434,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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