3224 Sunny Gate Ln, Folsom, CA 95630 Property Records

Sacramento County property record for 3224 Sunny Gate Ln, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,145 sqft · built 2021
Lot Size	0.082 acres (3,578 sqft)
Owner	2 Individual Names on Record
Last Sale	$594,000 (Jul 2021)
Tax Bill	$9,865 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-3640-030-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3640-030-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,145 sqft Living Area
1st Floor Area	957 sqft
2nd Floor Area	1,188 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	3,578 sqft (0.082 acres)
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	3224 SUNNY GATE LN
City	FOLSOM
State	CA
Zip	95630-7055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-MLD (PD
Legal Description	RUSSELL RANCH PHASE 1 VILLAGE 4, LOT 87, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	RUSSELL RANCH PHASE 1 VILLAGE 4
Legal Lot Number	87
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3224 SUNNY GATE LN, FOLSOM, CA 95630-7055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Jul 30, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	2021
Deed Book / Page	20210730 / 1267
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3224 SUNNY GATE LN, FOLSOM, CA 95630-7055
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 SUNNY GATE LN, FOLSOM, CA 95630-7055

Mortgage

Document Number	0000000354
Date	Jan 20, 2026
Instrument	202601200354

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 25, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3224 SUNNY GATE LN, FOLSOM, CA 95630-7055
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 SUNNY GATE LN, FOLSOM, CA 95630-7055

Mortgage

Document Number	0000001905
Date	Nov 22, 2021
Instrument	2021112201905

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3224 SUNNY GATE LN, FOLSOM, CA 95630-7055
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 SUNNY GATE LN, FOLSOM, CA 95630-7055

Mortgage

Document Number	2021112201905
Date	Nov 22, 2021
Instrument	2021112201905

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 30, 2021
Property Address	3224 SUNNY GATE LN, FOLSOM, CA 95630-7055
Document Number	0000001267
Map Reference	MB 412 PG 4
Instrument Date	Jun 3, 2021
Instrument	202107301267
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3224 SUNNY GATE LN, FOLSOM, CA 95630-7055

Mortgage

Document Number	0000001268
Date	Jul 30, 2021
Instrument	202107301268

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$642,697 (+2%) Land $173,188 Building $469,509
2025	$9,865.00 (+0.8%) Homeowner's exemption	$630,096 (+4.04%) Land $169,793 Building $460,303
2024	$9,787.00 (+1.19%)
2023	$9,672.00 (-3.15%) Homeowner's exemption	$605,630 Land $163,200 Building $442,430
2022	$9,987.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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