3224 Sikes Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 3224 Sikes Mill Rd, Monroe, NC 28110

Property Summary

Property Type	Other Improved
Lot Size	1.99 acres (86,989 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,295 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Mar 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-129-028`

Property Details

APN / Parcel Number

Primary APN	`08-129-028`

Exterior

Lot Area	86,989 sqft (1.99 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	3224 SIKES MILL RD
City	MONROE
State	NC
Zip	28110-9784
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RA-40 UNIO
Legal Description	#1 OPCR772
Legal Subdivision	MINOR SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2010
Census Tract	20206

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3307 SIKES MILL RD, MONROE, NC 28110-9785
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 15, 2024	Deed of Trust, Mortgage · Construction Mortgage AMERICAN BANK
Jan 23, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 19, 2024
Transfer Doc	0008842522
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3224 SIKES MILL RD, MONROE, NC 28110-9784
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8004 CONCORD HWY, MONROE, NC 28110-7098

Mortgage

Document Number	0008949133
Date	Jul 31, 2024
Book Page	8949/133
Instrument	17838

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3224 SIKES MILL RD, MONROE, NC 28110-9784
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8004 CONCORD HWY, MONROE, NC 28110-7098
Investor	Possibly a Property Investor

Mortgage

Document Number	0008869213
Date	Mar 15, 2024
Book Page	8869/213
Instrument	5648

Lender

Name	AMERICAN BANK
Type	Bank
Address	WINGATE, NC 28174

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jan 23, 2024
Property Address	3224 SIKES MILL RD, MONROE, NC 28110-9784
Document Number	0008842522
Book / Page	8842 / 522
Map Reference	CAB R FILE 772
Instrument Date	Jan 19, 2024
Instrument	1360
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3307 SIKES MILL RD, MONROE, NC 28110-9785

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,000 (-) Land $97,400 Building $157,600	$255,000 (-) Land $97,400 Building $157,600
2025	$1,295.00 (+5,786.36%)	$255,000 (+158.36%) Land $97,400 Building $157,600	$255,000 (+158.36%) Land $97,400 Building $157,600
2023	$22.00	$98,700 Land $98,700	$98,700 Land $98,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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