San Luis Obispo County property record for 3224 Shearer Ave, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,430 sqft · built 1984 |
| Lot Size | 0.062 acres (2,698 sqft) |
| Owner | Company Name on File |
| Last Sale | $720,000 (Jul 2004) |
| Tax Bill | $10,510 (2025) |
| Deeds & Mortgages | May 2022 Transfer Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-426-026 |
| Primary APN | 064-426-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,430 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Wood |
| Lot Area | 2,698 sqft (0.062 acres) |
| Terrain | Above Road/Slope |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 3224 SHEARER AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | MORRO STR 3 BL 14 LT 26 |
| Legal Subdivision | MORRO STRAND 03 |
| Legal Tract | 3 |
| Legal Block | 14 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10504 |
3224 Shearer Ave is owned by a company that acquired it in May 2022.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3224 SHEARER AVE, CAYUCOS, CA 93430-1843 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2022 | Intrafamily Transfer, Transfer |
| Aug 3, 2017 | Deed of Trust, Mortgage · Line of Credit RABOBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2004 · Amount on File |
| Deed Sale | Jul 30, 2004 · Amount on File |
| Prior Sale | Jul 2, 1997 · Amount on File |
| Deed Document Number | 200468302 |
| Last Transfer Date | May 19, 2022 |
| Transfer Doc | 0000022403 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 25, 2022 |
| Property Address | 3224 SHEARER AVE, CAYUCOS, CA 93430-1843 |
| Document Number | 0000022403 |
| Map Reference | MB 3 PG 112 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022022403 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3224 SHEARER AVE, CAYUCOS, CA 93430-1843 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3224 SHEARER AVE, CAYUCOS, CA 93430-1843 |
| Document Number | 0000035378 |
| Instrument Date | Aug 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3224 SHEARER AVE CAYUCOS CA 934301843, CAYUCOS, CA 93430-1843 |
| Document Number | 0000035378 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 35378 |
| Name | RABOBANK |
|---|---|
| Type | Bank |
| Address | MORRO BAY, CA 93442 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3224 Shearer Ave was $10,510.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,031,673 (+2.8%) Land $568,707 Building $462,966 | |
| 2025 | $10,510.00 | $1,003,602 Land $557,556 Building $446,046 |
| 2023 | $10,313.00 (+1.71%) | $964,632 Land $535,906 Building $428,726 |
| 2022 | $10,140.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3224 Shearer Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 10 (1983–2016) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jan 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3224 Shearer Ave is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Ranch Wifi.
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