3224 Shady Bend Dr, Independence, MO 64052 Property Records

Jackson County property record for 3224 Shady Bend Dr, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,208 sqft · built 1970
Lot Size	0.404 acres (17,610 sqft)
Owner	Individual Name on File
Tax Bill	$4,667 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-930-10-12`

Property Details

APN / Parcel Number

Primary APN	`26-930-10-12`
Alternative APNs	`26-930-10-12-00-0-00-000` `26930101200000001` `786517`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,208 sqft Living Area
1st Floor Area	1,594 sqft
Basement Area	1,886 sqft
Finished Basement	943 sqft
Unfinished Basement	943 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,610 sqft (0.404 acres)
Lot Dimensions	149 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	786517
Street Address	3224 SHADY BEND DR
City	INDEPENDENCE
State	MO
Zip	64052-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANOR OAKS LOT 130
Legal Subdivision	MANOR OAKS
Legal Block	4
Legal Lot Number	130
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4002
Census Tract	12100

Owner

3224 Shady Bend Dr is owned and occupied by an individual who acquired it in May 2018.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3224 SHADY BEND DR, INDEPENDENCE, MO 64052-2821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Oct 20, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 25, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 24, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 2, 2018	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018
Deed Sale	May 2, 2018
Prior Sale	Nov 1, 1999 · Amount on File
Deed Document Number	2018E38103
Prior Transfer Date	Jul 24, 1997
Prior Transfer Doc	0000000205
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3224 SHADY BEND DR, INDEPENDENCE, MO 64052-2821
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 SHADY BEND DR, INDEPENDENCE, MO 64052-2821

Mortgage

Document Number	00E0072242
Date	Sep 29, 2025
Instrument	2025E0072242

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	272 Months
Due	May 1, 2048

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3224 SHADY BEND DR, INDEPENDENCE, MO 64052-2821
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 SHADY BEND DR, INDEPENDENCE, MO 64052-2821

Mortgage

Document Number	00E0076433
Date	Oct 20, 2023
Instrument	2023E0076433

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	295 Months
Due	May 1, 2048

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3224 SHADY BEND DR, INDEPENDENCE, MO 64052-2821
Transaction Type	Mortgage
Record Updated	Jun 1, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 SHADY BEND DR, INDEPENDENCE, MO 64052-2821

Mortgage

Document Number	00E0049897
Date	May 25, 2022
Instrument	2022E0049897

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	May 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3224 SHADY BEND DR, INDEPENDENCE, MO 64052-2821
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0056026
Date	May 24, 2021
Instrument	2021E0056026

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	INDEPENDENCE, MO 64052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	May 1, 2048

Interest

Change Frequency	4 Years

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 2, 2018
Property Address	3224 SHADY BEND DR, INDEPENDENCE, MO 64052-2821
Document Number	0000E38103
Instrument Date	Apr 24, 2018
Instrument	38103E
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	NTC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 SHADY BEND DR INDEPENDENCE MO 640522821, INDEPENDENCE, MO 64052-2821

Mortgage

Document Number	E38605
Date	May 2, 2018
Instrument	38605E

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3224 Shady Bend Dr was $4,667, up 2.2% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,823 (-) Land $6,449 Building $57,374	$335,910 (-)
2025	$4,667.00 (+2.19%)	$63,823 Land $6,449 Building $57,374	$335,910
2024	$4,567.00 (+2.51%)
2023	$4,455.00	$64,057 Land $5,280 Building $58,777	$337,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3224 Shady Bend Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3224 Shady Bend Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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