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3224 Ross Rd, Ames, IA 50014 Property Records

Story County property record for 3224 Ross Rd, Ames, IA 50014

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,742 sqft · built 1957
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Sep 2025)
Tax Bill$3,520 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-05-229-040

Property Details

APN / Parcel Number

Primary APN09-05-229-040

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,742 sqft Living Area
1st Floor Area912 sqft
Basement Area1,104 sqft
Unfinished Basement1,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeAttached
Garage Area304 sqft
Parking Spaces1 Parking Space
Deck Area115 sqft
Patio Area337 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3224 ROSS RD
CityAMES
StateIA
Zip50014-4036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionPARKVIEW ADD BLOCK:3 LOT:12 AMES
Legal Range24W
Legal Township83N
Legal Section05
Legal SubdivisionPARKVIEW ADD
Legal Block3
Legal Lot Number12
JurisdictionSTORY IA
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3000
Census Tract600

Owner

3224 Ross Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Story County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address3224 ROSS RD, AMES, IA 50014-4036
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2025 · Amount on File
Deed SaleSep 23, 2025 · Amount on File
Prior SaleDec 4, 2009
Deed Document Number20257774
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateSep 23, 2025
Property Address3224 ROSS RD, AMES, IA 50014-4036
Document Number0202507774
Instrument DateSep 17, 2025
Instrument2025-07774
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyUNKNOWN, ATS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$455.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3224 ROSS RD, AMES, IA 50014-4036

Mortgage

Document Number0202507775
DateSep 23, 2025
Instrument2025-07775
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3224 Ross Rd was $3,520, down 2.6% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,520.00 (-2.6%)$255,900 Land $73,100 Building $182,800$255,900 Land $73,100 Building $182,800
2024$3,614.00
2023$249,100 Land $47,800 Building $201,300$249,100 Land $47,800 Building $201,300
2022$3,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3224 Ross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3224 Ross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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