3224 Oak St, Whitehall, PA 18052 Property Records

Lehigh County property record for 3224 Oak St, Whitehall, PA 18052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1950
Lot Size	0.371 acres (16,170 sqft)
Owner	Individual Name on Record
Last Sale	$139,860 (Sep 2013)
Tax Bill	$4,838 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`549904609852-1`

Property Details

APN / Parcel Number

Primary APN	`549904609852-1`
Alternative APNs	`25 E09SW1A 005 010` `A549904609852 1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Base Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Lot Area	16,170 sqft (0.371 acres)
Lot Dimensions	110 ft deep x 119 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3224 OAK ST
City	WHITEHALL
State	PA
Zip	18052-7436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOTS: 010
Legal Block	5
Legal Lot Number	10
Jurisdiction	LEHIGH PA
Township / Civil Division	WHITEHALL
Census Block Group	1
Census Block	1011
Census Tract	5602

Owner

Source: Lehigh County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3224 OAK ST, WHITEHALL, PA 18052-7436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · FHA Mortgage GREEN LENDING
Nov 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BETHLEHEM 1ST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2013 · Amount on Record
Deed Sale	Sep 19, 2013 · Amount on Record
Prior Sale	Sep 13, 1966 · Amount on Record
Deed Document Number	201336082
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEHIGH PA
Recording Date	Sep 9, 2026
Property Address	3224 OAK ST, WHITEHALL, PA 18052-7436
Document Number	0000024258
Instrument Date	Aug 31, 2026
Instrument	202624258
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 OAK ST, WHITEHALL, PA 18052-7436

Mortgage

Document Number	0000024258,
Date	Sep 9, 2026
Instrument	202624258

Lender

Name	GREEN LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 1, 2054

Interest

Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEHIGH PA
Property Address	3224 OAK ST, WHITEHALL, PA 18052-7436
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	PRO PROPERTY ABSTRACT, PRO PROPERTY ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027973
Date	Nov 10, 2025
Instrument	2025027973

Lender

Name	BETHLEHEM 1ST FCU
Type	Credit Union
Address	BETHLEHEM, PA 18017

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 15, 2045

Tax Assessment & Valuation

Source: Lehigh County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lehigh County
County Subdivision	Whitehall Township
Unified School District	Whitehall-Coplay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,838.00 (+10.15%)	$155,000 (-) Land $45,000 Building $110,000
2024	$4,392.00	$155,000 Land $45,000 Building $110,000
2013			$155,000 Land $45,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON BORO MUNI AUTH serves 40,000 people · EPA ID PA3480057
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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