3224 N 16th St, Waco, TX 76708 Property Records

McLennan County property record for 3224 N 16th St, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,294 sqft · built 2003
Lot Size0.149 acres (6,490 sqft)
OwnerIndividual Name on File
Tax Bill$803 (2025)
Flood ZoneZone X (minimal risk)
APN48-002000-016016-0

Property Details

APN / Parcel Number

Primary APN48-002000-016016-0
Alternative APN
  • 323109

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,294 sqft Living Area
1st Floor Area1,294 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,490 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft
DrivewayConcrete Driveway
Driveway Area345 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area110 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3224 N 16TH ST
CityWACO
StateTX
Zip76708-2187
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionBAKER HTS LOT 16 BLOCK 9 ACRES .149
Legal SubdivisionBAKER HTS
Legal Block9
Legal Lot Number16
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2007
Census Tract1300

Owner

3224 N 16th St is owned and occupied by an individual.

Source: McLennan County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address3224 N 16TH ST, WACO, TX 76708-2187
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3224 N 16th St was $803 with exemptions applied, up 21.7% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$155,239 (+1%)$188,044 (-5.28%) Land $15,772 Building $172,272
2025$803.00 (+21.67%) Homeowner's exemption Senior Citizen's exemption$141,126 Land $14,340 Building $184,180$198,520 Land $14,340 Building $184,180
2024$660.00
2023$175,060 Land $14,340 Building $160,720$175,060 Land $14,340 Building $160,720
2022$548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3224 N 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3224 N 16th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink, T-Mobile.

Nearby Properties on N 16th St

Nearby Streets

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