Buchanan County property record for 3224 Messanie St, Saint Joseph, MO 64501 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 990 sqft · built 1932 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,200 (Jul 2016) |
| Tax Bill | $639 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2023 Mortgage |
| APN | 06-5.0-15-001-001-015.000 |
| Primary APN | 06-5.0-15-001-001-015.000 |
|---|
| Building Area | 990 sqft Base Area |
|---|---|
| 1st Floor Area | 990 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Lot Area | 12,500 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Street Address | 3224 MESSANIE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:OAK HILL LOT:1 BLK:18LGL DESC:L 1 & 2 |
| Legal Subdivision | OAK HILL |
| Legal Block | 18 |
| Legal Lot Number | 1-2 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 900 |
Source: Buchanan County records · APN 06-5.0-15-001-001-015.000
Assessment roll updated November 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3224 MESSANIE ST, SAINT JOSEPH, MO 64501-3510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Mar 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 12, 2016 · Amount on Record |
| Deed Sale | Jul 12, 2016 · Amount on Record |
| Deed Document Number | 20166874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 02, 2026 |
| Property Address | 3224 MESSANIE ST, SAINT JOSEPH, MO 64501-3510 |
| Document Number | 0000002501 |
| Book / Page | 3817 / 294 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 20262501 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3224 MESSANIE ST, SAINT JOSEPH, MO 64501-3510 |
| Document Number | 0000002501, |
|---|---|
| Date | Apr 02, 2026 |
| Book Page | 3817/294 |
| Instrument | 20262501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Mar 01, 2066 |
| Rate | 6.06% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3224 MESSANIE ST, SAINT JOSEPH, MO 64501-3510 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3224 MESSAN1E ST, SAINT JOSEPH, MO 64501 |
| Document Number | 003785/480 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 3785/480 |
| Instrument | 2023001975 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $639.00 | $8,910 (+5.44%) Land $1,520 Building $7,390 | $46,890 (+5.44%) Land $8,000 Building $38,890 |
| 2024 | $639.00 (+15.14%) | ||
| 2023 | $555.00 (-0.72%) | $8,450 (-) Land $1,520 Building $6,930 | $44,470 (-) Land $8,000 Building $36,470 |
| 2022 | $559.00 | $8,450 Land $1,520 Building $6,930 | |
| 2021 | $44,470 Land $8,000 Building $36,470 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 32% of the US · above 22% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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