3224 Loam Ln, Richmond, TX 77406 Property Records

Fort Bend County property record for 3224 Loam Ln, Richmond, TX 77406

Property Summary

Property Type	Single Family Home
Lot Size	0.09 acres (3,900 sqft)
Owner	Individual Name on Record
Last Sale	$421,475 (Mar 2026)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`R560075`

Property Details

APN / Parcel Number

Primary APN	`R560075`
Alternative APN	`4114-01-001-0100-907`

Exterior

Lot Area	3,900 sqft (0.09 acres)
View / Lot	Interior

Location & Zoning

Street Address	3224 LOAM LN
City	RICHMOND
State	TX
Zip	77406-1074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIGO SEC 1, BLOCK 1, LOT 10
Legal Subdivision	INDIGO SEC 1
Legal Block	1
Legal Lot Number	10
Jurisdiction	FORT BEND TX
Township / Civil Division	SUGAR LAND
Census Block Group	1
Census Block	1017
Census Tract	673700

Owner

Source: Fort Bend County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3224 LOAM LN, RICHMOND, TX 77406-1074
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Deed Document Number	202631032
Record Updated	Oct 29, 2026

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Mar 31, 2026
Property Address	3224 LOAM LN, RICHMOND, TX 77406-1074
Document Number	0000031032
Map Reference	PL NO 20230177
Instrument Date	Mar 30, 2026
Instrument	2026031032
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FORTRESS TITLE LC, FORTRESS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10235 W LITTLE YORK RD STE 300, 300, HOUSTON, TX 77040-3230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 LOAM LN, RICHMOND, TX 77406-1074

Mortgage

Document Number	0000031033
Date	Mar 31, 2026
Instrument	2026031033

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Fort Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,549.00 (+36.6%)	$52,000 Land $52,000	$52,000 Land $52,000
2024	$1,134.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.