Highlands County property record for 3224 Hope St, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,805 sqft · built 2007 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jan 2020) |
| Tax Bill | $1,861 (2024) |
| Deeds & Mortgages | Feb 2024 Transfer Mar 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C035801000500040 |
| Primary APN | C035801000500040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,805 sqft Living Area |
| 1st Floor Area | 1,494 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 504 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 562 sqft |
| Patio Area | 336 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C035801000500040 |
|---|---|
| Street Address | 3224 HOPE ST |
| City | SEBRING |
| State | FL |
| Zip | 33875-8401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WEST SEBRING EST SEC A PB 7-PG 3 LOT 4 BLK 5 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 03 |
| Legal Subdivision | WEST SEBRING EST |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 961301 |
3224 Hope St is owned and occupied by an individual who acquired it in February 2024.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3224 HOPE ST, SEBRING, FL 33875-8401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 3, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORWICH COMMERCIAL GROUP INC |
| Jan 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2020 · Amount on File |
| Deed Sale | Jan 17, 2020 · Amount on File |
| Prior Sale | Mar 3, 2023 |
| Deed Document Number | 0001971770 |
| Deed Book / Page | 2733 / 1673 |
| Last Transfer Date | Feb 9, 2024 |
| Transfer Doc | 0002189248 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 9, 2024 |
| Property Address | 3224 HOPE ST, SEBRING, FL 33875-8401 |
| Document Number | 0002189248 |
| Book / Page | 3024 / 1715 |
| Map Reference | MB 7 PG 3 |
| Instrument Date | Feb 8, 2024 |
| Instrument | 2189248 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3224 HOPE ST, SEBRING, FL 33875-8401 |
| Name | Verified Name |
|---|---|
| Address | 3224 HOPE ST, SEBRING, FL 33875-8401 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 3, 2023 |
| Property Address | 3224 HOPE ST, SEBRING, FL 33875-8401 |
| Document Number | 0002139495 |
| Book / Page | 2960 / 1025 |
| Map Reference | MB 7 PG 3 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 2139495 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3224 HOPE ST, SEBRING, FL 33875-8401 |
| Name | Verified Name |
|---|---|
| Address | 3224 HOPE ST, SEBRING, FL 33875-8401 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3224 HOPE ST, SEBRING, FL 33875-8401 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3224 HOPE ST, SEBRING, FL 33875-8401 |
| Document Number | 0002062610 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 2863/787 |
| Instrument | 2062610 |
| Name | NORWICH COMMERCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | AVON, CT 06001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 17, 2020 |
| Property Address | 3224 HOPE ST, SEBRING, FL 33875-8401 |
| Document Number | 0001971770 |
| Book / Page | 2733 / 1673 |
| Map Reference | MB 7 PG 3 |
| Instrument Date | Jan 16, 2020 |
| Instrument | 1971770 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | POLK TITLE PARTNERS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 WOODSTORK WAY, 201, FROSTPROOF, FL 33843-9215 |
| Name | Verified Name |
|---|---|
| Address | 3224 HOPE ST, SEBRING, FL 33875-8401 |
| Document Number | 0027331675 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 2733/1675 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $160,116 | $270,393 Land $8,550 Building $261,843 | |
| 2024 | $1,861.00 (+2.65%) | ||
| 2023 | $1,813.00 (+1.85%) Homeowner's exemption | $149,217 (+3%) | $259,322 (+10.43%) Land $7,650 Building $251,672 |
| 2022 | $1,780.00 Homeowner's exemption | $144,871 | $234,836 Land $7,650 Building $227,186 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3224 Hope St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3224 Hope St is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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