3224 Highgate Ter Loop, Folsom, CA 95630 Property Records

Sacramento County property record for 3224 Highgate Ter Loop, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,729 sqft · built 2021
Lot Size	0.124 acres (5,378 sqft)
Owner	Trust Name on File
Last Sale	$703,000 (Apr 2021)
Tax Bill	$12,040 (2025)
Deeds & Mortgages	Oct 2022 Transfer Apr 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`072-3600-018-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3600-018-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,729 sqft Living Area
1st Floor Area	1,421 sqft
2nd Floor Area	1,308 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,378 sqft (0.124 acres)
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	3224 HIGHGATE TERRACE LOOP
City	FOLSOM
State	CA
Zip	95630-6965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (P
Legal Description	RUSSELL RANCH PHASE 1, VILLAGE 8, LOT 18, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	RUSSELL RANCH PHASE 1
Legal Lot Number	18
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8508

Owner

3224 Highgate Ter Loop is owner-occupied and held in a trust since April 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	3224 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Intrafamily Transfer, Transfer
Apr 21, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jan 7, 2021	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Oct 7, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Sep 28, 2020	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Oct 31, 2019	Correction Deed, Transfer FIRST AMERICAN TITLE
Oct 29, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on File
Deed Sale	Apr 21, 2021 · Amount on File
Prior Sale	Oct 7, 2020 · Amount on File
Deed Book / Page	20210421 / 1360
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 5, 2022
Property Address	3224 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	0000000862
Map Reference	MB 411 PG 2
Instrument Date	Sep 27, 2022
Instrument	2022100500862
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3224 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965

April 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 21, 2021
Property Address	3224 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	0000001360
Map Reference	MB 411 PG 2
Instrument Date	Mar 30, 2021
Instrument	202104211360
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3224 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965

Mortgage

Document Number	0000001361
Date	Apr 21, 2021
Instrument	202104211361

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	3224 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	2101081920
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3001 DOUGLAS BLVD #200 ROSEVILLE CA 956613809, 200, ROSEVILLE, CA 95661-3809
Investor	Possibly a Property Investor

Mortgage

Document Number	2101081920
Date	Jan 8, 2021
Instrument	2101081920

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1512 EUREKA RD # 350, ROSEVILLE, CA 95661-3070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 7, 2020
Property Address	3224 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	2010071315
Instrument Date	Oct 1, 2020
Instrument	2010071315
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$1,575.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3224 HIGHGATE TERRACE LOOP FOLSOM CA 95630, FOLSOM, CA 95630
Investor	Possibly a Property Investor

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	3224 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	2010071316
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3001 DOUGLAS BLVD #200 ROSEVILLE CA 956613809, 200, ROSEVILLE, CA 95661-3809
Investor	Possibly a Property Investor

Mortgage

Document Number	2010071316
Date	Oct 7, 2020
Instrument	2010071316

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1512 EUREKA RD # 350, ROSEVILLE, CA 95661-3070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 31, 2019
Property Address	3224 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	1910311611
Instrument Date	Oct 28, 2019
Instrument	1910311611
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	590 MADISON AVE #13TH NEW YORK NY 100222524, 13TH, NEW YORK, NY 10022-2524
Investor	Possibly a Property Investor

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 29, 2019
Property Address	3224 HIGHGATE TERRACE LOOP, FOLSOM, CA 95630-6965
Document Number	1910291325
Instrument Date	Oct 28, 2019
Instrument	1910291325
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$18,232.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	590 MADISON AVE #13TH NEW YORK NY 100222524, 13TH, NEW YORK, NY 10022-2524
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3224 Highgate Ter Loop was $12,040 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$775,946 (+2%) Land $231,856 Building $544,090
2025	$12,040.00 (+0.8%) Homeowner's exemption	$760,732 Land $227,310 Building $533,422
2024	$11,944.00 (+1.37%)
2023	$11,783.00 (-2.39%) Homeowner's exemption	$731,193 Land $218,484 Building $512,709
2022	$12,071.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3224 Highgate Ter Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3224 Highgate Ter Loop is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, unWired Broadband, Verizon, Zeta Broadband.

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