Chesterfield County property record for 3224 Gannet Ln, Midlothian, VA 23112
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3.5 ba · 2,486 sqft · built 2021 |
| Lot Size | 0.056 acres (2,439 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $412,000 (Jun 2026) |
| Tax Bill | $3,539 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 732-68-64-91-900-000 |
| Primary APN | 732-68-64-91-900-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,486 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,439 sqft (0.056 acres) |
| Garage Area | 515 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 23 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Balcony Area | 22 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 431073000 |
|---|---|
| Street Address | 3224 GANNET LN |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-4960 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RTH - RES, |
| Legal Description | THE TOWNS AT SWIFT CREEK 190 |
| Legal Subdivision | THE TOWNS AT SWIFT CREEK |
| Legal Lot Number | 190 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 100912 |
3224 Gannet Ln, a townhouse, is owned and occupied by two individuals who bought it in June 2026.
Source: Chesterfield County records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3224 GANNET LN, MIDLOTHIAN, VA 23112-4960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE |
| Sep 16, 2021 | Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on File |
| Deed Sale | Jun 25, 2026 · Amount on File |
| Prior Sale | Sep 16, 2021 · Amount on File |
| Deed Document Number | 202623288 |
| Deed Book / Page | 15294 / 639 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jun 25, 2026 |
| Property Address | 3224 GANNET LN, MIDLOTHIAN, VA 23112-4960 |
| Document Number | 0000023288 |
| Book / Page | 15294 / 639 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202623288 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,612.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3224 GANNET LN, MIDLOTHIAN, VA 23112-4960 |
| Document Number | 0000023289, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 15294/643 |
| Instrument | 202623289 |
| Name | SOUTHERN TRUST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Sep 16, 2021 |
| Property Address | 3224 GANNET LN, MIDLOTHIAN, VA 23112-4960 |
| Document Number | 0013631-20 |
| Book / Page | 13631 / 20 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021059870 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3224 GANNET LN, MIDLOTHIAN, VA 23112-4960 |
| Document Number | 2021059871 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021059871 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 3224 Gannet Ln was $3,539.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,539.00 | $396,900 (+4.28%) Land $65,000 Building $331,900 | $396,900 (+4.28%) Land $65,000 Building $331,900 |
| 2025 | $380,600 Land $57,000 Building $323,600 | $380,600 Land $57,000 Building $323,600 | |
| 2023 | $2,993.00 | $328,100 Land $52,000 Building $276,100 | $328,100 Land $52,000 Building $276,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3224 Gannet Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3224 Gannet Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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