3224 Ellenbrook Dr, Chester, VA 23831 Property Records

Chesterfield County property record for 3224 Ellenbrook Dr, Chester, VA 23831 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,798 sqft · built 2009
Lot Size	0.376 acres (16,379 sqft)
Owner	2 Individual Names on File
Last Sale	$302,000 (Aug 2020)
Tax Bill	$4,143 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`795-64-90-04-100-000`

Property Details

APN / Parcel Number

Primary APN	`795-64-90-04-100-000`
Alternative APN	`416188001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,798 sqft Finished Area
1st Floor Area	234 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,379 sqft (0.376 acres)
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	416188001
Street Address	3224 ELLENBROOK DR
City	CHESTER
State	VA
Zip	23831-7168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSSINGTON SEC 2 012
Legal Subdivision	ROSSINGTON
Legal Lot Number	12
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	5
Census Block	5000
Census Tract	100506

Owner

Source: Chesterfield County records · APN 795-64-90-04-100-000

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3224 ELLENBROOK DR, CHESTER, VA 23831-7168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Aug 06, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jun 11, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2020 · Amount on Record
Deed Sale	Aug 06, 2020 · Amount on Record
Prior Sale	Jun 11, 2018 · Amount on Record
Deed Document Number	202039040
Deed Book / Page	12887 / 807
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 31, 2026
Property Address	3224 ELLENBROOK DR, CHESTER, VA 23831-7168
Document Number	0000028121
Book / Page	15332 / 1
Instrument Date	Jul 24, 2026
Instrument	202628121
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 ELLENBROOK DR, CHESTER, VA 23831-7168

Mortgage

Document Number	0000028121,
Date	Jul 31, 2026
Book Page	15332/1
Instrument	202628121

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 01, 2031

Interest

Rate	6.49%
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 06, 2020
Property Address	3224 ELLENBROOK DR, CHESTER, VA 23831-7168
Document Number	12887807
Book / Page	012887 / 000807
Instrument Date	Jul 29, 2020
Instrument	39040
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 ELLENBROOK DR CHESTER VA 238317168, CHESTER, VA 23831-7168

Mortgage

Document Number	12887811
Date	Aug 06, 2020
Book Page	012887/000811
Instrument	39041

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 05, 2050

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 11, 2018
Property Address	3224 ELLENBROOK DR, CHESTER, VA 23831-7168
Document Number	12005737
Book / Page	012005 / 000737
Instrument Date	May 18, 2018
Instrument	21159
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 ELLENBROOK DR CHESTER VA 238317168, CHESTER, VA 23831-7168

Mortgage

Document Number	12005740
Date	Jun 11, 2018
Book Page	012005/000740
Instrument	21160

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,143.00 (+13.2%)	$462,700 (+5.14%) Land $69,000 Building $393,700	$462,700 (+5.14%) Land $69,000 Building $393,700
2025		$440,100 (+10.16%) Land $69,000 Building $371,100	$440,100 (+10.16%) Land $69,000 Building $371,100
2023	$3,660.00	$399,500 Land $67,000 Building $332,500	$399,500 Land $67,000 Building $332,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (51041C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510411005065, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 305 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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