3224 Dwarf Pine Ave, Winter Park, FL 32792 Property Records

Orange County property record for 3224 Dwarf Pine Ave, Winter Park, FL 32792

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,609 sqft · built 1982
Lot Size0.205 acres (8,914 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Aug 2020)
Tax Bill$6,035 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
May 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN10-22-30-0584-01-380

Property Details

APN / Parcel Number

Primary APN10-22-30-0584-01-380
Alternative APNs
  • 302210058401380
  • 481347
  • 486997
  • 491557

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,609 sqft Living Area
Gross Area2,184 sqft
1st Floor Area1,609 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1992
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,914 sqft (0.205 acres)
Garage TypeAttached
Garage Area478 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area97 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3224 DWARF PINE AVE
CityWINTER PARK
StateFL
Zip32792-6638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionBEL AIRE PINES UNIT 2 9/133 LOT 138
Legal Range30E
Legal Township22S
Legal Section10
Legal SubdivisionBEL AIRE PINES UT 2
Legal Tract584
Legal Block1
Legal Lot Number138
Legal Unit2
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group2
Census Block2007
Census Tract16407

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address700 BALMORAL RD, WINTER PARK, FL 32789-5207
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Warranty Deed, Transfer · Conventional with PMI
MIDFLORIDA CU ISAOA
May 26, 2020Warranty Deed, Construction Loan · Construction Mortgage
CIVIC FIN'L SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2020 · Amount on Record
Deed SaleAug 11, 2020 · Amount on Record
Prior SaleMay 26, 2020 · Amount on Record
Deed Document Number2020423878
Last Transfer DateAug 23, 2024
Transfer Doc0000506734
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 11, 2020
Property Address3224 DWARF PINE AVE, WINTER PARK, FL 32792-6638
Document Number0000423878
Instrument DateAug 4, 2020
Instrument423878
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3224 DWARF PINE AVE WINTER PARK FL 327926638, WINTER PARK, FL 32792-6638

Mortgage

Document Number423879
DateAug 11, 2020
Instrument423879
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 10, 2050

May 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMay 26, 2020
Property Address3224 DWARF PINE AVE, WINTER PARK, FL 32792-6638
Document Number0000294931
Instrument DateMay 21, 2020
Instrument294931
Transaction TypeConstruction Loan
Record UpdatedJun 9, 2020
Title CompanyCOOPERATIVE TITLE AGENCY/FL, COOPERATIVE TITLE AGCY/FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,379.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address136 PRAIRIE DUNE WAY ORLANDO FL 328288850, ORLANDO, FL 32828-8850

Mortgage

Document Number294932
DateMay 26, 2020
Instrument294932
Lender
NameCIVIC FIN'L SVCS
AddressREDONDO BEACH, CA 90278
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 25, 2021

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$377,150 (-1.45%) Land $70,000 Building $307,150$377,150 (-1.45%) Land $70,000 Building $307,150
2025$6,035.00 (+1.67%)$382,710 (+10.7%) Land $70,000 Building $312,710$382,710 (+10.7%) Land $70,000 Building $312,710
2024$5,936.00 (+12.02%)
2023$5,299.00 (+16.54%)$345,717 (+28.14%) Land $70,000 Building $275,717$345,717 (+28.14%) Land $70,000 Building $275,717
2022$4,547.00$269,804 Land $60,000 Building $209,804$269,804 Land $60,000 Building $209,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER PARK, CITY OF (3 WPS)
serves 82,984 people · EPA ID FL3481482
Water SourceGroundwater
Last State InspectionJan 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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