3224 Conservancy Dr, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 3224 Conservancy Dr, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,542 sqft · built 2011
Lot Size0.132 acres (5,750 sqft)
Owner2 Individuals on Record
Last Sale$475,000 (Jul 2023)
Tax Bill$5,186 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Oct 2020 Refinance
+ 1 more
APN0442001000540

Property Details

APN / Parcel Number

Primary APN0442001000540

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,542 sqft Living Area
1st Floor Area1,549 sqft
Upper Floors Area100 sqft
AtticAttic
Attic Area198 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeAttached
Garage Area108 sqft
PorchSlab
Porch Area468 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3224 CONSERVANCY DR
CityCHESAPEAKE
StateVA
Zip23323-1283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD: PLANN
Legal Description54 CULPEPPER LANDING PH 1A
Legal SubdivisionCULPEPPER LANDING
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3042
Census Tract21301

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address3224 CONSERVANCY DR, CHESAPEAKE, VA 23323-1283
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2023Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Oct 20, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
OVM FINANCIAL INC
May 29, 2019Warranty Deed, Transfer · VA Mortgage
OVM FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2023 · Amount on Record
Deed SaleJul 28, 2023 · Amount on Record
Prior SaleMay 29, 2019 · Amount on Record
Deed Document Number202315926
Deed Book / Page10682 / 945
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 28, 2023
Property Address3224 CONSERVANCY DR, CHESAPEAKE, VA 23323-1283
Document Number010682/945
Book / Page10682 / 945
Instrument DateJul 14, 2023
Instrument230015926
Transaction TypeTransfer
Record UpdatedAug 16, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3224 CONSERVANCY DR, CHESAPEAKE, VA 23323-1283

Mortgage

Document Number0230015927
DateJul 28, 2023
Instrument230015927
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address3224 CONSERVANCY DR, CHESAPEAKE, VA 23323-1283
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10240/1192
DateOct 20, 2020
Book Page10240/1192
Instrument200038689
Lender
NameOVM FINANCIAL INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 29, 2019
Property Address3224 CONSERVANCY DR, CHESAPEAKE, VA 23323-1283
Document Number10016/619
Book / Page10016 / 619
Instrument DateMay 1, 2019
Instrument190012805
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyAMERICAN HOME TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3224 CONSERVANCY DR, CHESAPEAKE, VA 23323-1283

Mortgage

Document Number190012806
DateMay 29, 2019
Instrument190012806
Lender
NameOVM FINANCIAL INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,186.00 (+28.81%)$513,500 (+4.14%) Land $150,000 Building $363,500$513,500 (+4.14%) Land $150,000 Building $363,500
2023$493,100 (+5.23%) Land $140,000 Building $353,100$493,100 (+5.23%) Land $140,000 Building $353,100
2022$468,600 Land $130,000 Building $338,600$468,600 Land $130,000 Building $338,600
2019$4,026.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 73 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims9 (1999–2024)
Claims Outside the SFHA9 of 9
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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