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3224 Captain Dement Dr, Waldorf, MD 20603 Property Records

Charles County property record for 3224 Captain Dement Dr, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,080 sqft · built 1984
Lot Size0.545 acres (23,780 sqft)
OwnerIndividual Name on File
Last Sale$415,000 (Jun 2021)
Tax Bill$4,836 (2023)
Deeds & MortgagesJan 2024 Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-120865

Property Details

APN / Parcel Number

Primary APN06-120865
Alternative APNs
  • 6120865
  • 120865

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,080 sqft Total Area
1st Floor Area1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area23,780 sqft (0.545 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area354 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number120865
Old Parcel Number6120865
Street Address3224 CAPTAIN DEMENT DR
CityWALDORF
StateMD
Zip20603-6043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWCD
Legal DescriptionL-42 PLAT 4-.545 AC EUTAW FOREST SUB
Legal SubdivisionEUTAW FOREST SUB
Legal Lot Number42
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1001
Census Tract850712

Owner

Source: Charles County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3224 CAPTAIN DEMENT DR, WALDORF, MD 20603-6043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jun 7, 2021Deed, Transfer · FHA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 7, 2021 · Amount on Record
Deed SaleJun 7, 2021 · Amount on Record
Prior SaleJun 24, 2016 · Amount on Record
Deed Document Number0011864469
Deed Book / Page11864 / 469
Record UpdatedJun 7, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3224 CAPTAIN DEMENT DR, WALDORF, MD 20603-6043
Transaction TypeMortgage
Record UpdatedJan 18, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3224 CAPTAIN DEMENT DR, WALDORF, MD 20603-6043

Mortgage

Document Number0131640252
DateJan 5, 2024
Book Page13164/252
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term329 Months
DueJun 1, 2051

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJun 7, 2021
Property Address3224 CAPTAIN DEMENT DR, WALDORF, MD 20603-6043
Document Number0118640469
Book / Page11864 / 469
Map ReferenceMB 30 FO 93
Instrument DateMay 13, 2021
Transaction TypeTransfer
Record UpdatedJun 23, 2021
Title CompanyPRIDE SETMNT & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3224 CAPTAIN DEMENT DR, WALDORF, MD 20603-6043

Mortgage

Document Number11864475
DateJun 7, 2021
Instrument11864/475
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,836.00$350,933$414,000 Land $120,400 Building $293,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1994–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

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