Buchanan County property record for 3224 Brown Rd, Saint Joseph, MO 64506
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1957 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,800 (Dec 2019) |
| Tax Bill | $1,287 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2019 Mortgage |
| APN | 06-2.0-03-001-001-043.000 |
| Primary APN | 06-2.0-03-001-001-043.000 |
|---|
| Building Area | 1,040 sqft Base Area |
|---|---|
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 188 ft deep x 104 ft wide |
| Street Address | 3224 BROWN RD |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64506-2036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 03-57-35NESUB: LOT: BLK:LGL DESC:0.50 AC PT OF NE4 BEG 511.19' S 841.78' E OF NW COR NE4 TH E 104.35' S 208.7' W 104.35' N 208.7' TO POB EX 20' ROAD |
| Legal Range | 35W |
| Legal Township | 57N |
| Legal Section | 03 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 600 |
3224 Brown Rd is owned and occupied by two individuals who bought it in December 2019.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3224 BROWN RD, SAINT JOSEPH, MO 64506-2036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 16, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2019 · Amount on File |
| Deed Sale | Dec 16, 2019 · Amount on File |
| Prior Sale | Aug 18, 2015 |
| Deed Document Number | 201910898 |
| Deed Book / Page | 3744 / 439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3224 BROWN RD, SAINT JOSEPH, MO 64506-2036 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 3224 BROWN RD, SAINT JOSEPH, MO 64506-2036 |
| Document Number | 003770/370 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 3770/370 |
| Instrument | 2021013076 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Dec 16, 2019 |
| Property Address | 3224 BROWN RD, SAINT JOSEPH, MO 64506-2036 |
| Document Number | 003744/439 |
| Book / Page | 3744 / 439 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 2019010898 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3224 BROWN RD, SAINT JOSEPH, MO 64506-2036 |
| Document Number | 003744/440 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 3744/440 |
| Instrument | 2019010899 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3224 Brown Rd was $1,287, up 0.1% from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,287.00 (+0.08%) | $17,820 Land $4,750 Building $13,070 | $93,770 Land $25,000 Building $68,770 |
| 2024 | $1,286.00 (+14.92%) | ||
| 2023 | $1,119.00 (-0.62%) | $16,900 (-) Land $4,750 Building $12,150 | $88,970 Land $25,000 Building $63,970 |
| 2022 | $1,126.00 | $16,900 Land $4,750 Building $12,150 | |
| 2021 | $88,970 Land $25,000 Building $63,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 3224 Brown Rd; there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3224 Brown Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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