3224 Bentham Ln, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3224 Bentham Ln, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,861 sqft · built 1996
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Feb 2024)
Tax Bill	$4,953 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2015 Mortgage + 5 more
APN	`0093002001190`

Property Details

APN / Parcel Number

Primary APN	`0093002001190`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,861 sqft Living Area
1st Floor Area	1,041 sqft
Upper Floors Area	1,041 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	101 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	149 sqft
Patio Area	462 sqft
Shed	1 Shed
Shed Area	462 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3224 BENTHAM LN
City	CHESAPEAKE
State	VA
Zip	23321-6201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	119 CROSSINGS AT WESTERN BRANCH PH 2C
Legal Subdivision	CROSSINGS AT WESTERN BRANCH
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1012
Census Tract	21605

Owner

3224 Bentham Ln is owned and occupied by two individuals who bought it in February 2024.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3224 BENTHAM LN, CHESAPEAKE, VA 23321-6201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 4, 2015	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Oct 12, 2007	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Oct 14, 2010	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 7, 2024	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE LLC
Dec 7, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jul 18, 2006	Warranty Deed, Transfer · VA Mortgage TOWNE BANK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2024 · Amount on File
Deed Sale	Feb 7, 2024 · Amount on File
Prior Sale	Dec 7, 2020 · Amount on File
Deed Document Number	20242371
Deed Book / Page	10724 / 1704
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3224 BENTHAM LN, CHESAPEAKE, VA 23321-6201
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 BENTHAM LN, CHESAPEAKE, VA 23321-6201

Mortgage

Document Number	10908/1301
Date	Oct 23, 2025
Book Page	10908/1301
Instrument	250024819

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3224 BENTHAM LN, CHESAPEAKE, VA 23321-6201
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009543/590
Date	Aug 4, 2015
Book Page	9543/590

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2045

Interest

Rate Type	Fixed Rate
Rate	3.88%

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3224 BENTHAM LN, CHESAPEAKE, VA 23321-6201
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007243/766
Date	Oct 12, 2007
Book Page	7243/766

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3224 BENTHAM LN, CHESAPEAKE, VA 23321-6201
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008236/377
Date	Oct 14, 2010
Book Page	8236/377

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2040

Interest

Rate Type	Fixed Rate
Rate	4.75%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 7, 2024
Property Address	3224 BENTHAM LN, CHESAPEAKE, VA 23321-6201
Document Number	10724/1704
Book / Page	10724 / 1704
Instrument Date	Jan 30, 2024
Instrument	240002371
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 BENTHAM LN, CHESAPEAKE, VA 23321-6201

Mortgage

Document Number	0240002374
Date	Feb 7, 2024
Instrument	240002374

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 7, 2020
Property Address	3224 BENTHAM LN, CHESAPEAKE, VA 23321-6201
Document Number	10270/258
Book / Page	10270 / 258
Instrument Date	Dec 4, 2020
Instrument	200046112
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 BENTHAM LN, CHESAPEAKE, VA 23321-6201

Mortgage

Document Number	200046113
Date	Dec 7, 2020
Instrument	200046113

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 18, 2006
Property Address	3224 BENTHAM LN, CHESAPEAKE, VA 23321-6201
Document Number	0006648/22
Book / Page	6648 / 22
Instrument Date	Jun 13, 2006
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000664827
Date	Jul 18, 2006
Instrument	6648/27

Lender

Name	TOWNE BANK MTG

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3224 Bentham Ln was $4,953.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,800 (+3.34%) Land $175,000 Building $331,800	$506,800 (+3.34%) Land $175,000 Building $331,800
2025	$4,953.00	$490,400 Land $165,000 Building $325,400	$490,400 Land $165,000 Building $325,400
2023		$447,800 (+11.75%) Land $150,000 Building $297,800	$447,800 (+11.75%) Land $150,000 Building $297,800
2022		$400,700 Land $130,000 Building $270,700	$400,700 Land $130,000 Building $270,700
2019	$3,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3224 Bentham Ln; 21 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3224 Bentham Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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