Carlton County property record for 3224 Bayview Dr, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.837 acres (36,487 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,190 (2026) |
| Deeds & Mortgages | Nov 2021 Refinance Jan 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-260-0340 |
| Primary APN | 92-260-0340 |
|---|---|
| Alternative APN |
|
| Lot Area | 36,487 sqft (0.837 acres) |
|---|---|
| View / Lot | Lake/Pond |
| Account Number | 34887 |
|---|---|
| Street Address | 3224 BAYVIEW DR |
| City | CLOQUET |
| State | MN |
| Zip | 55720-3327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOCKET 296277 RELIABLE INVESTMENT CO ADD TO LYNDHURST BAY |
| Legal Subdivision | RELIABLE INVESTMENT CO ADD TO LYNDHURST |
| Legal Lot Number | 16 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | PERCH LAKE |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 940000 |
Source: Carlton County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3224 BAYVIEW DR, CLOQUET, MN 55720-3327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS COOPERATIVE CREDIT UNION |
| Jan 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS 1ST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 3224 BAYVIEW DR, CLOQUET, MN 55720-3327 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | A000502847 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | A000502847 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 3224 BAYVIEW DR, CLOQUET, MN 55720-3327 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2019 |
| Name | Verified Name |
|---|
| Document Number | A000484223 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | A000484223 |
| Name | MEMBERS 1ST CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2039 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Perch Lake Township |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,190.00 (+9.25%) Homeowner's exemption | ||
| 2025 | $462,400 (+6.3%) Land $235,900 Building $226,500 | $462,400 (+6.3%) Land $235,900 Building $226,500 | |
| 2024 | $5,666.00 Homeowner's exemption | $435,000 (+3.99%) Land $218,900 Building $216,100 | $435,000 (+3.99%) Land $218,900 Building $216,100 |
| 2023 | $5,666.00 Homeowner's exemption | $418,300 (-) Land $215,500 Building $202,800 | $418,300 (-) Land $215,500 Building $202,800 |
| 2022 | $418,300 Land $215,500 Building $202,800 | $418,300 Land $215,500 Building $202,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fond du Lac Communications Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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