3224 Ac Freeman Dr N, Hernando, MS 38632 Property Records

DeSoto County property record for 3224 Ac Freeman Dr N, Hernando, MS 38632

Property Summary

Property Type	Vacant Land
Lot Size	0.124 acres (5,426 sqft)
Owner	Company Name on File
Tax Bill	$427 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-15-02-0-00096-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-15-02-0-00096-00`

Exterior

Lot Area	5,426 sqft (0.124 acres)

Location & Zoning

Street Address	3224 AC FREEMAN DR N
City	HERNANDO
State	MS
Zip	38632-1371
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PUD
Legal Description	SHORT FORK CREEK PH 1 LOT 96
Legal Subdivision	SHORT FORK CREEK PH 1
Legal Phase	1
Legal Lot Number	96
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1025
Census Tract	71002

Owner

Source: DeSoto County records · APN 3-07-5-15-02-0-00096-00

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4701 SUMMER AVE, MEMPHIS, TN 38122-4729
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 20, 2026
Deed Sale	Jan 20, 2026
Deed Document Number	0001026955
Deed Book / Page	1026 / 955
Record Updated	Jun 08, 2026

January 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 20, 2026
Property Address	3224 AC FREEMAN DR N, HERNANDO, MS 38632-1371
Document Number	001026/955
Book / Page	1026 / 955
Map Reference	MB 143 PG 9
Instrument Date	Jan 17, 2026
Transaction Type	Construction Loan
Record Updated	Feb 04, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2440 MCINGVALE ROAD, HERNANDO, MS 38632-8714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 SUMMER AVE, MEMPHIS, TN 38122-4729
Investor	Possibly a Property Investor

Mortgage

Document Number	0056635836
Date	Jan 20, 2026
Instrument	5663/5836

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Dec 02, 2026

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$427.00	$5,063 Land $5,063	$33,750 Land $33,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 4 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HERNANDO serves 14,457 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.