3224 292nd St E, Roy, WA 98580 Property Records

Pierce County property record for 3224 292nd St E, Roy, WA 98580

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,734 sqft · built 2023
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Aug 2020)
Tax Bill	$7,911 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`031702-1-021`

Property Details

APN / Parcel Number

Primary APN	`031702-1-021`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,734 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	2,734 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Composition Shingle
Lot Area	219,542 sqft (5.04 acres)
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Deck Area	578 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	3224 292ND ST E
City	ROY
State	WA
Zip	98580-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 02 TOWNSHIP 17 RANGE 03 QUARTER 13 : L 3 OF L L 84-07-03-0247 AN AMEND OF L L 81-11-24-0189 FORMERLY UNRECORDED L L SURVEY PW 862 DESC AS W 1/2 OF E 1/2 OF N 1/2 OF SW OF NE SUBJ TO & TOG/W EASE OF RECORD OUT OF 1-009 SEG R-0074 PL EMS (DCPPE
Legal Range	03
Legal Township	17
Legal Section	02
Legal Subdivision	LARGE LOT DIVISION
Legal Lot Number	100-247
Legal Unit	862
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	2
Census Block	2007
Census Tract	73005

Owner

Source: Pierce County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3224 292ND ST E, ROY, WA 98580-9538
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Mar 21, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK
Mar 7, 2019	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Aug 9, 2018	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY
Dec 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Mar 7, 2019 · Amount on Record
Deed Document Number	20201034
Last Transfer Date	Mar 16, 2023
Transfer Doc	0000000008
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3224 292ND ST E, ROY, WA 98580-9538
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5604 258TH STREET CT E, GRAHAM, WA 98338-9520
Investor	Possibly a Property Investor

Mortgage

Document Number	0003310123
Date	Mar 31, 2023
Instrument	202303310123

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3224 292ND ST E, ROY, WA 98580-9538
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0012140035
Date	Dec 14, 2021
Instrument	202112140035

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2022

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Mar 21, 2023
Property Address	3224 292ND ST E, ROY, WA 98580-9538
Document Number	0003210008
Map Reference	DOC 8111240189
Instrument Date	Mar 16, 2023
Instrument	202303210008
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5604 258TH STREET CT E, GRAHAM, WA 98338-9520
Investor	Possibly a Property Investor

Mortgage

Document Number	0003210009
Date	Mar 21, 2023
Instrument	202303210009

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 28, 2020
Property Address	3224 292ND ST E, ROY, WA 98580-9538
Document Number	0008281034
Map Reference	DOC 8407030247
Instrument Date	Aug 26, 2020
Instrument	202008281034
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320029 2ND STREET EAST, ROY, WA 98580

Mortgage

Document Number	0008281035
Date	Aug 28, 2020
Instrument	202008281035

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 7, 2019
Property Address	3224 292ND ST E, ROY, WA 98580-9538
Document Number	1903070181
Instrument Date	Feb 25, 2019
Instrument	201903070181
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$1,001.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	0 292ND ST EAST ROY WA 98580, EAST ROY, WA 98580

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 9, 2018
Property Address	3224 292ND ST E, ROY, WA 98580-9538
Document Number	1808090713
Instrument Date	Aug 6, 2018
Instrument	201808090713
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,162.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2264 GIG HARBOR WA 983354264, GIG HARBOR, WA 98335-4264
Investor	Possibly a Property Investor

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 13, 2017
Property Address	3224 292ND ST E, ROY, WA 98580-9538
Document Number	1712130732
Instrument Date	Nov 17, 2017
Instrument	201712130732
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$773,000 (+10.78%) Land $246,100 Building $526,900	$773,000 (+10.78%) Land $246,100 Building $526,900
2025	$7,911.00 (-0.49%)
2024	$7,950.00 (+227.97%)	$697,800 (+258.77%) Land $228,700 Building $469,100	$697,800 (+258.77%) Land $228,700 Building $469,100
2023	$2,424.00	$194,500 Land $194,500	$194,500 Land $194,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink, Xfinity.

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