32232 James St, Colon, MI 49040 Property Records

St. Joseph County property record for 32232 James St, Colon, MI 49040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1990
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,500 (Dec 2011)
Tax Bill	$602 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Oct 2017 Re-recorded Document
Flood Zone	Zone X (minimal risk)
APN	`002-180-123-00`

Property Details

APN / Parcel Number

Primary APN	`002-180-123-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,452 sqft Building Perimeter
1st Floor Area	1,452 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	100 ft deep x 250 ft wide
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	32232 JAMES ST
City	COLON
State	MI
Zip	49040-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 123, 124, 125, 137 & 138 SHORELAND MANOR SEC 23 T6S R9W.
Legal Range	09W
Legal Township	06S
Legal Section	23
Legal Subdivision	SHORELAND MANOR
Legal Lot Number	123-125
Jurisdiction	ST JOSEPH MI
Township / Civil Division	COLON
Census Block Group	3
Census Block	3020
Census Tract	41302

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32232 JAMES ST, COLON, MI 49040-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage OMNI COMMUNITY CU
Oct 4, 2017	Re-recorded Document

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2011 · Amount on Record
Deed Sale	Dec 2, 2011 · Amount on Record
Prior Sale	Jul 18, 2011
Deed Book / Page	1634 / 698
Last Transfer Date	Jun 24, 2015
Transfer Doc	1887/0880
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	32232 JAMES ST, COLON, MI 49040-9732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALHOUN TITLE AND ESCROW AGENCY, CALHOUN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1882/0081
Date	Aug 18, 2017
Book Page	1882/0081

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

October 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 4, 2017
Property Address	32232 JAMES ST, COLON, MI 49040-9732
Document Number	1887/0880
Book / Page	1887 / 0880
Instrument Date	Jun 24, 2015
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32232 JAMES ST, COLON, MI 49040-9732

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Colon Township
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,400 (+26.66%)	$270,800 (+26.66%)
2025	$602.00 Homeowner's exemption	$106,900 Land $10,600 Building $96,300	$213,800 Land $21,200 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier, T-Mobile, Verizon.

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