Lake County property record for 32232 Densmore Rd, Willowick, OH 44095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,259 sqft · built 1957 |
| Lot Size | 0.145 acres (6,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $38,000 (Mar 2000) |
| Tax Bill | $5,130 (2023) |
| Deeds & Mortgages | Jul 2023 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-A-043-G-00-011-0 |
| Primary APN | 28-A-043-G-00-011-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,259 sqft Living Area |
| Gross Area | 1,466 sqft |
| 1st Floor Area | 1,259 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,299 sqft (0.145 acres) |
| Lot Dimensions | 140 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Patio Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 32232 DENSMORE RD |
|---|---|
| City | WILLOWICK |
| State | OH |
| Zip | 44095-3847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U1 |
| Legal Description | LOT 1, 2, 3 & 9 TRACT 16 |
| Legal Subdivision | BAYRIDGE SUBDIVISION |
| Legal Tract | 16 |
| Legal Block | 1 |
| Legal Lot Number | 1007 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOWICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 200300 |
32232 Densmore Rd is owned and occupied by two individuals who bought it in March 2000.
Source: Lake County records, as of December 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32232 DENSMORE RD, WILLOWICK, OH 44095-3847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2000 · Amount on File |
| Deed Sale | Mar 6, 2000 · Amount on File |
| Prior Sale | Apr 30, 1991 · Amount on File |
| Deed Document Number | 20007456 |
| Prior Transfer Date | Feb 25, 2000 |
| Prior Transfer Doc | 0000007456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 32232 DENSMORE RD, WILLOWICK, OH 44095-3847 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000013615 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2023R013615 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 32232 DENSMORE RD, WILLOWICK, OH 44095-3847 |
| Document Number | 0000016845 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 32232 DENSMORE RD WILLOWICK OH 440953847, WILLOWICK, OH 44095-3847 |
| Document Number | 0000016845 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 16845 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2049 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willowick City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $74,560 Land $12,250 Building $62,310 | $213,020 Land $34,990 Building $178,030 |
| 2023 | $5,130.00 (+74.13%) Homeowner's exemption Senior Citizen's exemption | $49,530 (-) Land $10,630 Building $38,900 | |
| 2022 | $2,946.00 Homeowner's exemption Senior Citizen's exemption | $49,530 Land $10,630 Building $38,900 | |
| 2021 | $141,510 Land $30,380 Building $111,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32232 Densmore Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 32232 Densmore Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Breezeline.
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