3223 Windmill Rd, Ellston, IA 50074 Property Records

Ringgold County property record for 3223 Windmill Rd, Ellston, IA 50074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 832 sqft · built 1987
Lot Size	0.78 acres (33,867 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jun 2017)
Tax Bill	$8,202 (2025)
Deeds & Mortgages	Sep 2021 Construction Loan Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LA011664`

Property Details

APN / Parcel Number

Primary APN	`LA011664`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Base Area
1st Floor Area	832 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Roof Material	Asphalt
Lot Area	33,867 sqft (0.78 acres)
Lot Dimensions	213 ft deep x 159 ft wide

Location & Zoning

Street Address	3223 WINDMILL RD
City	ELLSTON
State	IA
Zip	50074-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1065 LAKEWOOD HILLS SUBDIVISION
Legal Subdivision	LAKEWOOD HILLS SUBDIVISION
Legal Lot Number	1065
Jurisdiction	RINGGOLD IA
Township / Civil Division	UNION
Census Block Group	1
Census Block	1042
Census Tract	950100

Owner

3223 Windmill Rd is owned by two individuals who bought it in June 2017.

Source: Ringgold County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 WESTWOOD DR, AMES, IA 50014-3507
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Construction Mortgage BANKERS TRUST CO
Jun 6, 2017	Warranty Deed, Transfer · Conventional Mortgage BANKERS TRUST COMPANY NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2017 · Amount on File
Deed Sale	Jun 6, 2017 · Amount on File
Deed Document Number	201700000542
Deed Book / Page	453 / 282
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	3223 WINDMILL RD, ELLSTON, IA 50074-4425
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000531/277
Date	Sep 27, 2021
Book Page	531/277
Instrument	2021-00001441

Lender

Name	BANKERS TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Jun 6, 2017
Property Address	3223 WINDMILL RD, ELLSTON, IA 50074-4425
Document Number	00453/0282
Book / Page	453 / 0282
Map Reference	MB 2 PG 41
Instrument Date	May 25, 2017
Instrument	2017- 00000542
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 WESTWOOD DR, AMES, IA 50014-3507

Mortgage

Document Number	00453/0284
Date	Jun 6, 2017
Book Page	453/0284
Instrument	2017 00000543

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank
Address	DES MOINES, IA 50309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3223 Windmill Rd was $8,202, up 23.9% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,202.00 (+23.86%)	$647,483 Land $457,506 Building $189,977	$647,483 Land $457,506 Building $189,977
2024	$6,622.00
2023		$464,086 (+3.78%) Land $322,945 Building $141,141	$464,086 Land $322,945 Building $141,141
2022	$7,480.00	$447,184 Land $322,945 Building $124,239
2021			$447,184 Land $322,945 Building $124,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3223 Windmill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3223 Windmill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Lockridge Networks Fixed Wireless	100 / 20
Windstream DSL	25 / 3

May also be available: Nextlink, T-Mobile.

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