3223 Suffolk Ln, Fallston, MD 21047 Property Records

Harford County property record for 3223 Suffolk Ln, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,262 sqft · built 1970
Lot Size	0.812 acres (35,370 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jul 2026)
Tax Bill	$3,891 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-006275`

Property Details

APN / Parcel Number

Primary APN	`04-006275`
Alternative APNs	`4006275` `006275`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,262 sqft Total Area
Basement Area	624 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	35,370 sqft (0.812 acres)
Lot Dimensions	262 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Deck Area	120 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	006275
Street Address	3223 SUFFOLK LN
City	FALLSTON
State	MD
Zip	21047-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 98 135/135X262 AV 3223 SUFFOLK LANE HUNTINGTON S3 P 22/44
Legal Subdivision	HUNTINGTON
Legal Lot Number	98
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	2
Census Block	2006
Census Tract	304201

Owner

3223 Suffolk Ln is owned and occupied by two individuals who bought it in July 2026.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3223 SUFFOLK LN, FALLSTON, MD 21047-1105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on File
Deed Sale	Jul 17, 2026 · Amount on File
Prior Sale	Apr 10, 2018 · Amount on File
Deed Book / Page	17212 / 417
Prior Transfer Date	Dec 11, 2014
Prior Transfer Doc	0110920269
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 17, 2026
Property Address	3223 SUFFOLK LN, FALLSTON, MD 21047-1105
Document Number	1721000417
Book / Page	17212 / 417
Instrument Date	Jul 16, 2026
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	GUARANTEED TRUST TITLE LLC, GUARANTEED TRUST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3223 SUFFOLK LN, FALLSTON, MD 21047-1105

Mortgage

Document Number	1721000423,
Date	Jul 17, 2026
Book Page	17212/423

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3223 SUFFOLK LN, FALLSTON, MD 21047-1105
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138920216
Date	Jun 5, 2020
Book Page	13892/216

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 3223 Suffolk Ln was $3,891, up 9.7% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,891.00 (+9.67%)	$351,567 (+4.69%)	$367,300 (-) Land $113,000 Building $254,300
2025	$3,548.00	$335,833	$367,300 Land $113,000 Building $254,300
2023		$313,433	$320,100 Land $113,000 Building $207,100
2022	$3,403.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3223 Suffolk Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3223 Suffolk Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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