3223 Old Camden Rd, Monroe, NC 28110 Property Records

Union County property record for 3223 Old Camden Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,004 sqft · built 1994
Lot Size	4.3 acres (187,308 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,829 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Feb 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-135-009`

Property Details

APN / Parcel Number

Primary APN	`08-135-009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
Gross Area	2,654 sqft
1st Floor Area	2,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	187,308 sqft (4.3 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	357 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3223 OLD CAMDEN RD
City	MONROE
State	NC
Zip	28110-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	TRACT 1 OPCP749
Legal Subdivision	1839900; #3 YELTON
Legal Tract	1
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1017
Census Tract	20206

Owner

3223 Old Camden Rd is owned and occupied by two individuals who acquired it in February 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3223 OLD CAMDEN RD, MONROE, NC 28110-9734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Feb 17, 2023	Intrafamily Transfer, Transfer
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 16, 2023
Transfer Doc	0008657349
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3223 OLD CAMDEN RD, MONROE, NC 28110-9734
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3223 OLD CAMDEN RD, MONROE, NC 28110-9734

Mortgage

Document Number	0008282317
Date	Oct 18, 2021
Book Page	8282/317
Instrument	49596

Lender

Name	PINNACLE BANK
Type	Bank
Address	MONROE, NC 28110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Sep 3, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Feb 17, 2023
Property Address	3223 OLD CAMDEN RD, MONROE, NC 28110-9734
Document Number	0008657349
Book / Page	8657 / 349
Map Reference	CAB P FILE 776
Instrument Date	Feb 16, 2023
Instrument	3721
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3223 OLD CAMDEN RD, MONROE, NC 28110-9734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7666684
Date	May 13, 2020
Book Page	7666/684
Instrument	16368

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3223 Old Camden Rd was $3,829.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$753,500 (-) Land $129,500 Building $624,000	$753,500 (-) Land $129,500 Building $624,000
2025	$3,829.00	$753,500 Land $129,500 Building $624,000	$753,500 Land $129,500 Building $624,000
2023	$3,699.00	$552,700 Land $61,300 Building $491,400	$552,700 Land $61,300 Building $491,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3223 Old Camden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3223 Old Camden Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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