Union County property record for 3223 E Hwy 218, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,156 sqft · built 1990 |
| Lot Size | 10.4 acres (453,460 sqft) |
| Owner | Individual Name on File |
| Last Sale | $645,000 (Dec 2021) |
| Tax Bill | $3,711 (2025) |
| Deeds & Mortgages | Oct 2022 Sale Sep 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-063-021 |
| Primary APN | 08-063-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 4,156 sqft Living Area |
| Gross Area | 6,903 sqft |
| 1st Floor Area | 2,040 sqft |
| Basement Area | 1,847 sqft |
| Unfinished Basement | 1,847 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 453,460 sqft (10.4 acres) |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,015 sqft |
| Deck Area | 644 sqft |
| Patio Area | 644 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3223 E HIGHWAY 218 |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #2 OPCN243 |
| Legal Subdivision | WAYNE S CLANTON AND MARCIA CLANTON |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 20204 |
3223 E Hwy 218 is owned and occupied by an individual who bought it in December 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3223 E HIGHWAY 218, MONROE, NC 28110-7042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2022 | Warranty Deed, Transfer |
| Sep 1, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Sep 6, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Dec 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 2, 2020 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on File |
| Deed Sale | Dec 29, 2021 · Amount on File |
| Deed Document Number | 202160956 |
| Deed Book / Page | 8359 / 627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 11, 2022 |
| Property Address | 3223 E HIGHWAY 218, MONROE, NC 28110-7042 |
| Document Number | 0008588730 |
| Book / Page | 8588 / 730 |
| Map Reference | CAB Q FILE 551 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 35086 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3223 E HIGHWAY 218, MONROE, NC 28110-7042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3223 E HIGHWAY 218, MONROE, NC 28110-7042 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 3223 E HIGHWAY 218, MONROE, NC 28110-7042 |
| Document Number | 0008563455 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | 8563/455 |
| Instrument | 31139 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3223 E HIGHWAY 218, MONROE, NC 28110-7042 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 3223 E HIGHWAY 218, MONROE, NC 28110-7042 |
| Document Number | 0000856571 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 8565/71 |
| Instrument | 31388 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 29, 2021 |
| Property Address | 3223 E HIGHWAY 218, MONROE, NC 28110-7042 |
| Document Number | 0008359627 |
| Book / Page | 8359 / 627 |
| Map Reference | CAB N FILE 243 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 60956 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | NOT AVAILABLE, NH TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000060957 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 60957 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3223 E HIGHWAY 218, MONROE, NC 28110-7042 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 7687625 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 7687/625 |
| Instrument | 19227 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | MONROE, NC 28110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | May 14, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3223 E Hwy 218 was $3,711.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $734,200 (-) Land $302,700 Building $431,500 | $734,200 (-) Land $302,700 Building $431,500 | |
| 2025 | $3,711.00 | $734,200 Land $302,700 Building $431,500 | $734,200 Land $302,700 Building $431,500 |
| 2023 | $3,370.00 | $538,100 Land $142,500 Building $395,600 | $538,100 Land $142,500 Building $395,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3223 E Hwy 218 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3223 E Hwy 218 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
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