3223 Drake Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 3223 Drake Rd, Midland, NC 28107

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,814 sqft · built 2020
Lot Size	7.73 acres (336,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,000 (Jun 2019)
Tax Bill	$3,095 (2023)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5543 64 4596`

Property Details

APN / Parcel Number

Primary APN	`5543 64 4596`
Alternative APNs	`10026 0029.200000` `24315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,814 sqft Living Area
Gross Area	3,158 sqft
1st Floor Area	1,814 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	336,719 sqft (7.73 acres)
Lot Width	62 ft Width
Garage Type	Mixed
Garage Area	2,076 sqft
Driveway	Asphalt Driveway
Driveway Area	3,150 sqft

Exterior Amenities

Porch	Slab
Porch Area	520 sqft
Patio Area	198 sqft
Storage Building	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	24315
Street Address	3223 DRAKE RD
City	MIDLAND
State	NC
Zip	28107-8204
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	LT 2 JERRY DRAKE & FRED TRULL PROPERTY
Legal Subdivision	DOWNTOWN MIDLAND
Legal Lot Number	2
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1055
Census Tract	41603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3223 DRAKE RD, MIDLAND, NC 28107-8204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 10, 2020	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Deed Book / Page	13538 / 93
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Apr 13, 2026
Property Address	3223 DRAKE RD, MIDLAND, NC 28107-8204
Document Number	0000008363
Book / Page	17937 / 23
Instrument Date	Apr 7, 2026
Instrument	20268363
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3223 DRAKE RD, MIDLAND, NC 28107-8204

Mortgage

Document Number	0000008363,
Date	Apr 13, 2026
Book Page	17937/23
Instrument	20268363

Lender

Name	UWHARRIE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 7, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3223 DRAKE RD, MIDLAND, NC 28107-8204
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1506731
Date	Apr 6, 2021
Book Page	15067/31

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	163 Months
Due	Nov 24, 2034

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3223 DRAKE RD, MIDLAND, NC 28107-8204
Document Number	13944139
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Mortgage

Document Number	13944139
Date	Jan 10, 2020
Book Page	013944/000139
Instrument	1031

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	CONCORD, NC 28026-0451

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$637,190 (-) Land $164,790 Building $472,400
2025		$637,190 (+53.5%) Land $164,790 Building $472,400
2024			$637,190 (+53.5%) Land $164,790 Building $472,400
2023	$3,095.00	$415,110 Land $91,070 Building $324,040	$415,110 Land $91,070 Building $324,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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