32229 Camino Guarda, Temecula, CA 92592 Property Records

Riverside County property record for 32229 Camino Guarda, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,147 sqft · built 1994
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,544 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`961-182-005`

Property Details

APN / Parcel Number

Primary APN	`961-182-005`
Alternative APN	`950272005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,147 sqft Living Area
Gross Area	2,770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Roof Material	Tile
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	623 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32229 CAMINO GUARDA
City	TEMECULA
State	CA
Zip	92592-1096
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.13 ACRES M/L IN LOT 75 MB 222/084 TR 23063-6
Legal Subdivision	TRACT NO 23063 6
Legal Tract	23063-6
Legal Lot Number	75
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	3
Census Block	3018
Census Tract	43207

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32229 CAMINO GUARDA, TEMECULA, CA 92592-1096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2017	Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU
Feb 8, 2021	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
May 5, 2020	Grant Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021
Deed Sale	Feb 8, 2021
Prior Sale	May 5, 2020 · Amount on Record
Deed Document Number	202183666
Prior Transfer Date	Feb 1, 2021
Prior Transfer Doc	0000083666
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32229 CAMINO GUARDA, TEMECULA, CA 92592-1096
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE SAN DIE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000240378
Date	Jun 15, 2017
Instrument	2017-0240378

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2022
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	8.5%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 8, 2021
Property Address	32229 CAMINO GUARDA, TEMECULA, CA 92592-1096
Document Number	0000083666
Map Reference	MB 222 PG 84-98
Instrument Date	Feb 1, 2021
Instrument	2021-0083666
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	32229 CAMINO GUARDA, TEMECULA, CA 92592-1096

Mortgage

Document Number	0000083667
Date	Feb 8, 2021
Instrument	2021-0083667

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 5, 2020
Property Address	32229 CAMINO GUARDA, TEMECULA, CA 92592-1096
Document Number	0000193007
Map Reference	MB 222 PG 84-98
Instrument Date	Apr 6, 2020
Instrument	2020-0193007
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32229 CAMINO GUARDA, TEMECULA, CA 92592-1096

Mortgage

Document Number	0000193008
Date	May 5, 2020
Instrument	2020-0193008

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,754 (+2%) Land $139,437 Building $418,317
2025	$7,544.00 (+2.65%)	$546,818 (+4.04%) Land $136,703 Building $410,115
2023	$7,349.00 (+2.24%)	$525,587 Land $131,396 Building $394,191
2022	$7,188.00
2021			$564,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks.

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