3222 Upper Lock Ave, Belmont, CA 94002 Property Records

San Mateo County property record for 3222 Upper Lock Ave, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,640 sqft · built 1961
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,330,000 (Jan 2017)
Tax Bill	$21,176 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-211-210`

Property Details

APN / Parcel Number

Primary APN	`043-211-210`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,640 sqft Living Area
1st Floor Area	1,120 sqft
2nd Floor Area	400 sqft
Basement Area	120 sqft
Finished Basement	120 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3222 UPPER LOCK AVE
City	BELMONT
State	CA
Zip	94002-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1000B
Legal Description	LOT 47 BLOCK 119 BELMONT CO CLUB SUB NO 10 RSM 15/29 TO 38 CITY OF BELMONT
Legal Subdivision	BELMONT CO CLUB SUB
Legal Block	119
Legal Lot Number	47
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	5
Census Block	5017
Census Tract	608800

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3222 UPPER LOCK AVE, BELMONT, CA 94002-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 23, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2017 · Amount on Record
Deed Sale	Jan 23, 2017 · Amount on Record
Prior Sale	Aug 29, 2013 · Amount on Record
Deed Document Number	20176443
Last Transfer Date	Dec 17, 2020
Transfer Doc	0000058509
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Apr 13, 2021
Property Address	3222 UPPER LOCK AVE, BELMONT, CA 94002-1317
Document Number	0000058509
Map Reference	MB 15 PG 29-38
Instrument Date	Dec 17, 2020
Instrument	2021-058509
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3222 UPPER LOCK AVE, BELMONT, CA 94002-1317

Mortgage

Document Number	0000058510
Date	Apr 13, 2021
Instrument	2021-058510

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 23, 2017
Property Address	3222 UPPER LOCK AVE, BELMONT, CA 94002-1317
Document Number	0000006443
Instrument Date	Jan 18, 2017
Instrument	6443
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$691.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3222 UPPER LOCK AVE BELMONT CA 940021317, BELMONT, CA 94002-1317

Mortgage

Document Number	6444
Date	Jan 23, 2017
Instrument	6444

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,659,777 (+2%) Land $1,124,604 Building $535,173
2025	$21,176.00 (+10.01%)	$1,627,233 (+4.04%) Land $1,102,553 Building $524,680
2023	$19,250.00 (+4.08%)	$1,564,049 Land $1,059,741 Building $504,308	$1,795,500
2022	$18,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jan 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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