3222 Spring Forest Rd, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 3222 Spring Forest Rd, Harrisburg, NC 28075

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,865 sqft · built 2022
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (May 2026)
Tax Bill	$1,058 (2023)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01023J0052.000000`

Property Details

APN / Parcel Number

Primary APN	`01023J0052.000000`
Alternative APNs	`5516 35 9426` `110996` `97657`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,865 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	1,865 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,273 sqft (0.144 acres)
Lot Width	57 ft Width
Garage Type	Mixed
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Porch	Slab
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	110996
Street Address	3222 SPRING FOREST RD
City	HARRISBURG
State	NC
Zip	28075-0440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CZ-RH
Legal Description	LT 52 ADDISON PARK
Legal Subdivision	ADDISON PARK
Legal Lot Number	52
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	2
Census Block	2026
Census Tract	41506

Owner

3222 Spring Forest Rd is owned and occupied by an individual who bought it in May 2026.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3222 SPRING FOREST RD, HARRISBURG, NC 28075-0440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 31, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Aug 31, 2022 · Amount on File
Deed Document Number	202612619
Deed Book / Page	18013 / 10
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 29, 2026
Property Address	3222 SPRING FOREST RD, HARRISBURG, NC 28075-0440
Document Number	0000012619
Book / Page	18013 / 10
Instrument Date	May 28, 2026
Instrument	202612619
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	MASTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3222 SPRING FOREST RD, HARRISBURG, NC 28075-0440

Mortgage

Document Number	0000012620,
Date	May 29, 2026
Instrument	202612620

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3222 SPRING FOREST RD, HARRISBURG, NC 28075-0440
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017761257
Date	Dec 12, 2025
Book Page	17761/257

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 31, 2022
Property Address	3222 SPRING FOREST RD, HARRISBURG, NC 28075-0440
Document Number	0016185129
Book / Page	16185 / 129
Map Reference	MB 81 PG 69
Instrument Date	Aug 31, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$964.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	759 CONCORD PKWY N # N20, 759, CONCORD, NC 28027-6035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3222 SPRING FOREST RD, HARRISBURG, NC 28075-0440

Mortgage

Document Number	0161850132
Date	Aug 31, 2022
Instrument	16185-0132

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Harrisburg Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,770 (-) Land $100,000 Building $388,770
2025		$488,770 Land $100,000 Building $388,770
2024			$488,770 (+22.81%) Land $100,000 Building $388,770
2023	$1,058.00	$398,000 Land $90,000 Building $308,000	$398,000 Land $90,000 Building $308,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3222 Spring Forest Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3222 Spring Forest Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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