3222 Shadow Park Ln, Waldorf, MD 20603 Property Records

Charles County property record for 3222 Shadow Park Ln, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,955 sqft · built 2008
Lot Size0.18 acres (7,856 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Jul 2019)
Tax Bill$13,237 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-317499

Property Details

APN / Parcel Number

Primary APN06-317499
Alternative APN
  • 317499

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,955 sqft Living Area
Gross Area3,375 sqft
1st Floor Area2,102 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,856 sqft (0.18 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number317499
Street Address3222 SHADOW PARK LN
CityWALDORF
StateMD
Zip20603-5738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD
Legal DescriptionLOT 28 CENTRAL PARKE AT COLONIAL CHARLES SUB
Legal SubdivisionCOLONIAL CHARLES SUB
Legal Block3
Legal Lot Number28
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group3
Census Block3015
Census Tract850711

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3222 SHADOW PARK LN, WALDORF, MD 20603-5738
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Jul 11, 2019Grant Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2019 · Amount on Record
Deed SaleJul 11, 2019 · Amount on Record
Prior SaleJun 29, 2009 · Amount on Record
Deed Book / Page10702 / 226
Prior Transfer DateJan 23, 2008
Prior Transfer Doc0065820246
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3222 SHADOW PARK LN, WALDORF, MD 20603-5738
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3222 SHADOW PARK LN, WALDORF, MD 20603-5738

Mortgage

Document Number0121680385
DateOct 27, 2021
Book Page12168/385
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateJul 11, 2019
Property Address3222 SHADOW PARK LN, WALDORF, MD 20603-5738
Document Number0107020226
Book / Page010702 / 000226
Instrument DateJul 1, 2019
Transaction TypeTransfer
Record UpdatedJul 24, 2019
Title CompanyPRIME TITLE GROUP LLC, PRIME TITLE GRP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$365.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3222 SHADOW PARK LN WALDORF MD 206035738, WALDORF, MD 20603-5738

Mortgage

Document Number107020233
DateJul 11, 2019
Book Page010702/000233
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueJul 10, 2049

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$461,367 (+2.84%)$474,100 (-) Land $100,100 Building $374,000
2025$13,237.00 (+131.17%) Homeowner's exemption$448,633 (+9.45%)$474,100 (+8.76%) Land $100,100 Building $374,000
2023$5,726.00 Homeowner's exemption$409,900$435,900 Land $100,100 Building $335,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

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