3222 Rogers Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 3222 Rogers Rd, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 1997
Lot Size	1.47 acres (64,266 sqft)
Owner	2 Individual Names on File
Last Sale	$71,000 (Nov 2008)
Tax Bill	$266 (2025)
Deeds & Mortgages	Dec 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-12.09`

Property Details

APN / Parcel Number

Primary APN	`09-12.09`
Alternative APN	`13405`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	64,266 sqft (1.47 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	13405
Street Address	3222 ROGERS RD
City	LANCASTER
State	KY
Zip	40444-7811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2
Legal Subdivision	BO LANE
Legal Lot Number	2
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	2
Census Block	2010
Census Tract	970101

Owner

3222 Rogers Rd is owned and occupied by two individuals who acquired it in December 2025.

Source: Garrard County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8017 CORTLAND DR, LOUISVILLE, KY 40228-2278
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2008 · Amount on File
Deed Sale	Nov 19, 2008 · Amount on File
Deed Book / Page	252 / 132
Last Transfer Date	Dec 16, 2025
Transfer Doc	00D335/225
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRARD KY
Recording Date	Dec 16, 2025
Property Address	3222 ROGERS RD, LANCASTER, KY 40444-7811
Document Number	00D335/225
Book / Page	D335 / 225
Map Reference	CAB 2 SL 490
Instrument Date	Dec 16, 2025
Instrument	202332
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3222 ROGERS RD, LANCASTER, KY 40444-7811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8017 CORTLAND DR, LOUISVILLE, KY 40228-2278

Tax Assessment & Valuation

The 2025 property tax bill for 3222 Rogers Rd was $266 with a homeowner's exemption, down 10.1% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,000 (-) Land $15,000 Building $60,000	$75,000 (-) Land $15,000 Building $60,000
2025	$266.00 (-10.14%) Homeowner's exemption	$75,000 (-) Land $15,000 Building $60,000	$75,000 (-) Land $15,000 Building $60,000
2024	$296.00 (-2.63%) Homeowner's exemption	$75,000 (-) Land $15,000 Building $60,000	$75,000 (-) Land $15,000 Building $60,000
2023	$304.00 (-7.03%) Homeowner's exemption	$75,000 (+5.63%) Land $15,000 Building $60,000	$75,000 (+5.63%) Land $15,000 Building $60,000
2022	$327.00 Homeowner's exemption	$71,000 Land $71,000	$71,000 Land $71,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3222 Rogers Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (2021–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Straight-line Winds, Flooding, And Landslides, Feb 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3222 Rogers Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20