3222 Phillips Rd, Cook, MN 55723 Property Records

St. Louis County property record for 3222 Phillips Rd, Cook, MN 55723

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 576 sqft · built 1970
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$194,248 (Apr 2018)
Tax Bill	$2,246 (2026)
Deeds & Mortgages	Apr 2018 Sale Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`250-0020-01551`

Property Details

APN / Parcel Number

Primary APN	`250-0020-01551`
Alternative APN	`1130662`

Interior

Bedrooms	2 Beds
Total Rooms	2 Rooms
Stories	1 Story
Building Area	576 sqft Gross Area
1st Floor Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	27,878 sqft (0.64 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft

Exterior Amenities

Deck Area	208 sqft
Cabin	192 sqft
Storage Building	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Account Number	1130662
Street Address	3222 PHILLIPS RD
City	COOK
State	MN
Zip	55723-8821
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	PART OF LOT 1 BEG 341 FT N OF SW CORNERTHENCE SELY 135 DEG 332 FT THENCE W AT90 DEG 100 FT THENCE NWLY AT 90 DEG 2275/10 FT
Legal Range	18W
Legal Township	63N
Legal Section	10
Legal Subdivision	MANNIKKO
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	BEATTY
Census Block Group	2
Census Block	2050
Census Tract	15501

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5238 PORCHLIGHT RDG, SAINT PAUL, MN 55129-3702
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Apr 9, 2018	Grant Deed, Transfer AMERICAN BK/NORTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2018 · Amount on Record
Deed Sale	Apr 9, 2018 · Amount on Record
Prior Sale	Apr 9, 2018 · Amount on Record
Deed Document Number	20181330705
Prior Transfer Date	Nov 12, 2012
Prior Transfer Doc	0000002251
Record Updated	Sep 20, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 9, 2018
Property Address	3222 PHILLIPS RD, COOK, MN 55723
Document Number	00A1330705
Instrument Date	Mar 30, 2018
Instrument	A1330705
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$641.02
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3763 SUNBURY ALCOVE WOODBURY MN 551252830, WOODBURY, MN 55125-2830

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 9, 2018
Property Address	3222 PHILLIPS RD, COOK, MN 55723
Document Number	00A1330704
Instrument Date	Mar 20, 2018
Instrument	A1330704
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$213.68
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16320 SAINT MARYS DR S LAKELAND MN 550439717, LAKELAND, MN 55043-9717

Mortgage

Document Number	A1330706
Date	Apr 9, 2018
Instrument	A1330706

Lender

Name	AMERICAN BK/NORTH
Type	Bank
Address	COOK, MN 55723

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.79%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Beatty Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,246.00 (+4.17%)
2025	$2,156.00 (-3.41%)	$242,200 (+11.15%) Land $175,900 Building $66,300	$242,200 (+11.15%) Land $175,900 Building $66,300
2024	$2,232.00	$217,900 (+12.03%) Land $158,900 Building $59,000	$217,900 (+12.03%) Land $158,900 Building $59,000
2022		$194,500 Land $142,600 Building $51,900	$194,500 Land $142,600 Building $51,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 78% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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