3222 Halverstick Rd, Sumas, WA 98295 Property Records

Whatcom County property record for 3222 Halverstick Rd, Sumas, WA 98295 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,648 sqft · built 1974
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2019)
Tax Bill	$6,470 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`410432-430088-0000`

Property Details

APN / Parcel Number

Primary APN	`410432-430088-0000`
Alternative APNs	`184272` `562411`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,648 sqft Living Area
Gross Area	4,544 sqft
1st Floor Area	1,824 sqft
Basement Area	1,824 sqft
Finished Basement	1,824 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Metal
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.1 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Deck Area	384 sqft
Patio Area	250 sqft
Storage Building	1,977 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	184272
Street Address	3222 HALVERSTICK RD
City	SUMAS
State	WA
Zip	98295-9739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 TERPSTRA FAMILY AGRICULTURAL SHORT PLAT AS REC AF 2017-1201821
Legal Range	04
Legal Township	41
Legal Section	32
Legal Subdivision	TERPSTRA FAMILY AGRICULTURAL SHORT PLAT
Legal Block	3
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	3
Census Block	3001
Census Tract	10202

Owner

Source: Whatcom County records · APN 410432-430088-0000

Assessment roll updated December 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3222 HALVERSTICK RD, SUMAS, WA 98295-9739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2026	Deed of Trust, Mortgage · SBA Mortgage U S SMALL BUSINESS ADMINI
Oct 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 31, 2018	Warranty Deed, Transfer WHATCOM LAND TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	2019603366
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Recording Date	Apr 06, 2026
Property Address	3222 HALVERSTICK RD, SUMAS, WA 98295-9739
Document Number	0000000486
Instrument Date	Mar 27, 2026
Instrument	2026486
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3222 HALVERSTICK RD, SUMAS, WA 98295-9739

Mortgage

Document Number	0000000486,
Date	Apr 06, 2026
Instrument	2026486

Lender

Name	U S SMALL BUSINESS ADMINI

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2056

Interest

Rate	5.98%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3222 HALVERSTICK RD, SUMAS, WA 98295-9739
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001001826
Date	Oct 21, 2022
Instrument	2022-1001826

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 31, 2018
Property Address	3222 HALVERSTICK RD, SUMAS, WA 98295-9739
Document Number	2180103533
Instrument Date	Jan 08, 2018
Instrument	103533
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$4,775.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1064 BIRCH BAY LYNDEN RD LYNDEN WA 982649490, LYNDEN, WA 98264-9490

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,470.00 (+24.11%)	$708,060 (+12.61%) Land $268,001 Building $440,059	$708,060 (+12.61%) Land $268,001 Building $440,059
2022		$628,748 Land $231,943 Building $396,805	$628,748 Land $231,943 Building $396,805
2021	$5,213.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730102023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2021–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 5 claims

Wildfire

Wildfire Risk	Low above 7% of the US · above 4% of Washington
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Declaration Networks Group	Fixed Wireless (unlicensed)	75 / 20
T-Mobile USA	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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