3221 W Echo Ln, Phoenix, AZ 85051 Property Records

Maricopa County property record for 3221 W Echo Ln, Phoenix, AZ 85051

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 1,692 sqft · built 1973
Lot Size	0.05 acres (2,161 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (May 2022)
Tax Bill	$515 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`150-09-124`

Property Details

APN / Parcel Number

Primary APN	`150-09-124`
Alternative APN	`150091249`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,692 sqft Living Area
1st Floor Area	804 sqft
2nd Floor Area	888 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	2,161 sqft (0.05 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3221 W ECHO LN
City	PHOENIX
State	AZ
Zip	85051-5917
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PAD-MD
Legal Description	NORTHERN MANOR MCR 156-06
Legal Range	2E
Legal Township	3N
Legal Section	35
Legal Subdivision	NORTHERN MANOR
Legal Lot Number	123
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3001
Census Tract	105602

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5245 E THOMAS RD, 62, PHOENIX, AZ 85018-8028
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 10, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) EVERETT FINANCIAL INC
Oct 14, 2020	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Jun 5, 2020	Warranty Deed, Transfer · Commercial Mortgage UPTON CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	2022388395
Prior Transfer Date	Jul 31, 1998
Prior Transfer Doc	0000041839
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 3, 2022
Property Address	3221 W ECHO LN, PHOENIX, AZ 85051-5917
Document Number	0000388395
Map Reference	MB 156 PG 6
Instrument Date	Apr 29, 2022
Instrument	20220388395
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3221 W ECHO LN, 3221, PHOENIX, AZ 85051-5917

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5245 E THOMAS RD APT 62, 62, PHOENIX, AZ 85018-8028

Mortgage

Document Number	0000388396
Date	May 3, 2022
Instrument	20220388396

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3221 W ECHO LN, PHOENIX, AZ 85051-5917
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126596
Date	Feb 10, 2022
Instrument	20220126596

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 14, 2020
Property Address	3221 W ECHO LN, PHOENIX, AZ 85051-5917
Document Number	0000982833
Map Reference	MB 156 PG 6
Instrument Date	Oct 12, 2020
Instrument	20200982833
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3101 N CENTRAL AVE STE 850, 3101, PHOENIX, AZ 85012-2822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 W ECHO LN, PHOENIX, AZ 85051-5917

Mortgage

Document Number	0000982834
Date	Oct 14, 2020
Instrument	20200982834

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Mortgage

Document Number	0000982835
Date	Oct 14, 2020
Instrument	20200982835

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 5, 2020
Property Address	3221 W ECHO LN, PHOENIX, AZ 85051-5917
Document Number	0000488072
Map Reference	MB 156 PG 6
Instrument Date	Jun 3, 2020
Instrument	20200488072
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4613 N 31ST PL, 4613, PHOENIX, AZ 85016-5018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 E BETHANY HOME RD, PHOENIX, AZ 85012-1283
Investor	Possibly a Property Investor

Mortgage

Document Number	0000488073
Date	Jun 5, 2020
Instrument	20200488073

Lender

Name	UPTON CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,680 (+497.9%)	$216,800 (+3.34%) Land $43,300 Building $173,500
2025	$515.00 (+35.53%)	$3,626 (-83.31%)	$209,800 (-3.45%) Land $41,900 Building $167,900
2024		$21,730	$217,300 Land $43,400 Building $173,900
2023	$380.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 878 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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