3221 Ruskin Rd, Memphis, TN 38134 Property Records

Shelby County property record for 3221 Ruskin Rd, Memphis, TN 38134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,284 sqft · built 1981
Lot Size0.273 acres (11,880 sqft)
OwnerIndividual Name on File
Last Sale$65,674 (Mar 1995)
Tax Bill$1,050 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-7033-A0-0060

Property Details

APN / Parcel Number

Primary APN08-7033-A0-0060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,284 sqft Living Area
1st Floor Area1,284 sqft
Utility Area36 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,880 sqft (0.273 acres)
Lot Dimensions120 ft deep x 99 ft wide
PorchOpen Porch
Porch Area24 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3221 RUSKIN RD
CityMEMPHIS
StateTN
Zip38134-3200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionWS RUSKIN RD
Legal SubdivisionWILLIAMSBURG PARK SEC I
Legal Lot Number85
JurisdictionSHELBY TN
Township / Civil Division6
Census Block Group1
Census Block1001
Census Tract20651

Owner

Source: Shelby County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3221 RUSKIN RD, MEMPHIS, TN 38134-3200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · Line of Credit
FEDEX EMPLOYEES CREDIT ASSN FCU
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
FEDEX EMPLOYEES CREDIT ASSN FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 30, 1995 · Amount on Record
Deed SaleMar 30, 1995 · Amount on Record
Deed Book / PageEZ / 9650
Last Transfer DateAug 29, 1997
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3221 RUSKIN RD, MEMPHIS, TN 38134-3200
Transaction TypeMortgage
Record UpdatedDec 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025108737
DateDec 18, 2025
Instrument25108737
Lender
NameFEDEX EMPLOYEES CREDIT ASSN FCU
TypeCredit Union
AddressMEMPHIS, TN 38132
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 17, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3221 RUSKIN RD, MEMPHIS, TN 38134-3200
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021114631
DateSep 15, 2021
Instrument21114631
Lender
NameFEDEX EMPLOYEES CREDIT ASSN FCU
TypeCredit Union
AddressMEMPHIS, TN 38132
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,050.00 (-41.89%)$39,050 (+31.59%) Land $5,000 Building $34,050$156,200 (+31.59%) Land $20,000 Building $136,200
2023$29,675 Land $3,875 Building $25,800
2022$1,807.00
2021$118,700 Land $15,500 Building $103,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims18 (1978–2014)
Claims Outside the SFHA1 of 18
Most Recent ClaimSep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBARTLETT WATER SYSTEM
serves 57,129 people · EPA ID TN0000765
Water SourceGroundwater
Last State InspectionMar 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ting Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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