3221 Ransom Rd Ext, Lancaster, NY 14086 Property Records

Erie County and Elma Town property record for 3221 Ransom Rd Ext, Lancaster, NY 14086

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,638 sqft · built 1972
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Feb 2021)
Tax Bill	$5,889 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144200 128.04-3-12`

Property Details

APN / Parcel Number

Primary APN	`144200 128.04-3-12`
Alternative APN	`42001280400003012000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	435,600 sqft (10 acres)
Lot Width	220 ft Width
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	650 sqft
Porch	Slab
Porch Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3221 RANSOM ROAD EXT
City	LANCASTER
State	NY
Zip	14086-9628
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	02
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	3
Legal Lot Number	12.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	3
Census Block	3003
Census Tract	14101

Owner

3221 Ransom Rd Ext, a rural home, is owned and occupied by an individual who bought it in February 2021.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3221 RANSOM ROAD EXT, LANCASTER, NY 14086-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Feb 19, 2021	Warranty Deed, Transfer · FHA Mortgage 1ST PRIORITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on File
Deed Sale	Feb 19, 2021 · Amount on File
Prior Sale	Sep 16, 1996 · Amount on File
Deed Document Number	202131899
Deed Book / Page	11374 / 7891
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	3221 RANSOM ROAD EXT, LANCASTER, NY 14086-9628
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 RANSOM ROAD EXT, LANCASTER, NY 14086-9628

Mortgage

Document Number	0140682428
Date	Sep 20, 2022
Book Page	14068/2428
Instrument	2022178913

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LANCASTER, NY 14086

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Feb 19, 2021
Property Address	3221 RANSOM ROAD EXT, LANCASTER, NY 14086-9628
Document Number	0113747891
Book / Page	11374 / 7891
Instrument Date	Feb 10, 2021
Instrument	2021031899
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3221 RANSOM ROAD EXT, 3221, LANCASTER, NY 14086-9628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 RANSOM ROAD, ELMA, NY 14806

Mortgage

Document Number	0139808663
Date	Feb 19, 2021
Book Page	13980/8663
Instrument	2021031900

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company
Address	BUFFALO, NY 14221

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3221 Ransom Rd Ext was $5,889, up 266.2% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,889.00 (+266.23%)
2025	$1,608.00 (-71.6%)	$10,200 (-) Land $3,100 Building $7,100	$392,300 (+3.84%) Land $119,228 Building $273,072
2024	$5,661.00	$10,200 (-) Land $3,100 Building $7,100	$377,778 (+3.7%) Land $114,815 Building $262,963
2023		$10,200 Land $3,100 Building $7,100	$364,286 Land $110,714 Building $253,572

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3221 Ransom Rd Ext in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2008)
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3221 Ransom Rd Ext is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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