3221 Pinnacle Inn Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 3221 Pinnacle Inn Rd, Beech Mountain, NC 28604

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,036 sqft · built 1983
OwnerIndividual Name on File
Last Sale$180,000 (Apr 2021)
Tax Bill$1,886 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN75371

Property Details

APN / Parcel Number

Primary APN75371
Alternative APN
  • 18590639145003221

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,036 sqft Heated Area
FlooringCarpet
Interior WallsCustom/Decorative
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number75371
Street Address3221 PINNACLE INN RD
CityBEECH MOUNTAIN
StateNC
Zip28604
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBM PINNACLE INN 03 3221 PLAT 19-19
Legal SubdivisionBM PINNACLE INN
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1002
Census Tract930100

Owner

3221 Pinnacle Inn Rd, a condominium, is owned by an individual who bought it in April 2021.

Source: Avery County records, as of December 3, 2025

Owner of RecordIndividual Name on File
Mailing Address154 ROBERTA DR, HENDERSONVLLE, TN 37075-5320
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF TENNESSEE
Sep 3, 2019Warranty Deed, Transfer · Conventional Mortgage
RONALD & PATRICIA HALVORSEN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2021 · Amount on File
Deed SaleApr 28, 2021 · Amount on File
Prior SaleSep 3, 2019 · Amount on File
Deed Document Number0005591413
Deed Book / Page559 / 1413
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateApr 28, 2021
Property Address3221 PINNACLE INN RD, BEECH MOUNTAIN, NC 28604
Document Number0000002434
Book / Page559 / 1413
Map ReferenceMB 4 PG 12
Instrument DateApr 27, 2021
Instrument2021002434
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 CHARLESTON CT, HENDERSONVILLE, TN 37075-3559

Mortgage

Document Number0005591417
DateApr 28, 2021
Instrument559/1417
Lender
NameBANK OF TENNESSEE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 27, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateSep 3, 2019
Property Address301 PINNACLE INN RD UNIT 3221, 3221, BEECH MOUNTAIN, NC 28604-7479
Document Number0005341577
Book / Page000534 / 001577
Instrument DateAug 27, 2019
Instrument3840
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$156.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 MEMORY LN ARDEN NC 287049715, ARDEN, NC 28704-9715

Mortgage

Document Number5341580
DateSep 3, 2019
Book Page000534/001580
Instrument3841
Lender
NameRONALD & PATRICIA HALVORSEN
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueSep 2, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 3221 Pinnacle Inn Rd was $1,886.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,886.00$179,700 Building $179,700$179,700 Building $179,700
2023$718.00$179,700 Building $179,700$179,700 Building $179,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3221 Pinnacle Inn Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3221 Pinnacle Inn Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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