3221 N 24th St, Waco, TX 76708 Property Records

McLennan County property record for 3221 N 24th St, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,104 sqft · built 1950
Lot Size	0.201 acres (8,745 sqft)
Owner	2 Individual Names on File
Last Sale	$273,980 (Nov 2022)
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-028900-014800-0`

Property Details

APN / Parcel Number

Primary APN	`48-028900-014800-0`
Alternative APNs	`4802890001480000111` `181954`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1968
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	8,745 sqft (0.201 acres)
Lot Dimensions	165 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	264 sqft
Driveway	Concrete Driveway
Driveway Area	1,350 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3221 N 24TH ST
City	WACO
State	TX
Zip	76708-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MELBOURNE HTS LOT 4 BLOCK O ACRES .2008
Legal Subdivision	MELBOURNE HTS
Legal Block	O
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1022
Census Tract	1100

Owner

3221 N 24th St is owned and occupied by two individuals who bought it in November 2022.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3221 N 24TH ST, WACO, TX 76708-1915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA
Jan 21, 2022	Warranty Deed, Transfer
Mar 6, 2018	Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on File
Deed Sale	Nov 17, 2022 · Amount on File
Prior Sale	Mar 6, 2018 · Amount on File
Deed Document Number	202244571
Prior Transfer Date	Mar 1, 2018
Prior Transfer Doc	0000007220
Record Updated	Oct 29, 2026

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Nov 17, 2022
Property Address	3221 N 24TH ST, WACO, TX 76708-1915
Document Number	0000044571
Map Reference	VOL 275 PG 238
Instrument Date	Nov 16, 2022
Instrument	2022044571
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 N 24TH ST, WACO, TX 76708-1915

Mortgage

Document Number	0000044572
Date	Nov 17, 2022
Instrument	2022044572

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 6, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 21, 2022
Property Address	3221 N 24TH ST, WACO, TX 76708-1915
Document Number	0000002811
Map Reference	VOL 275 PG 238
Instrument Date	Jan 20, 2022
Instrument	2022002811
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 3RD ST, 420, NAPA, CA 94559-2705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 MCKENZIE AVE, WACO, TX 76708-2743

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 6, 2018
Property Address	3221 N 24TH ST, WACO, TX 76708-1915
Document Number	0000007220
Map Reference	VOL275 PG238
Instrument Date	Mar 1, 2018
Instrument	2018007220
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 ESTES RD, LORENA, TX 76655

Mortgage

Document Number	0000007221
Date	Mar 6, 2018
Instrument	2018007221

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3221 N 24th St was $1,950 with a homeowner's exemption, down 4.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,505 (-2.78%) Land $18,889 Building $142,616	$161,505 (-3.81%) Land $18,889 Building $142,616
2025	$1,950.00 (-4.08%) Homeowner's exemption	$166,115 Land $17,140 Building $150,770	$167,910 Land $17,140 Building $150,770
2024	$2,033.00
2023		$139,910 Land $17,140 Building $122,770	$139,910 Land $17,140 Building $122,770
2022	$1,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3221 N 24th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3221 N 24th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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